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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145427 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145427)

No issues just wish I could choose what I want to pa...

No issues just wish I could choose what I want to pay off first in my credit account. Reviewed on: 30th May 2026

by far the best credit company out there.

by far the best credit company out there. it allows me to be able to afford my wants with no interests since 4 months is enough time for me to clear my debt. Reviewed on: 30th May 2026

Paypal is always my preferred way to pay.

Paypal is always my preferred way to pay. I always find it the easiest and most convenient! Reviewed on: 30th May 2026

Good customer service experience

Easy to use,, I pay with paypal credit and when I had problems with my order they gave me my money back. Reviewed on: 30th May 2026

PayPal Credit has been very easy to use and has help...

PayPal Credit has been very easy to use and has helped me manage my purchases more flexibly. The application process was straightforward, payments are simple to track, and the service has been reliable. Overall, I am very satisfied with my experience and would recommend it to others looking for a convenient credit option. Title: Great Service and Easy to Use Reviewed on: 30th May 2026

PayPal credit is so convenient and if there’s ever a...

PayPal credit is so convenient and if there’s ever any issues then PayPal are more than helpful on assisting with any issues. Reviewed on: 30th May 2026

They are really good.

They are really good. They are finding ways to keep you in top of your credit spendings. Reviewed on: 30th May 2026

Paypal is really pretty good you know.

Like the interest free options. Decent app.. Reviewed on: 30th May 2026

Simply and easy to use.

Simply and easy to use. Good for bigger purchases! Reviewed on: 30th May 2026

Great for purchases you’re not sure about.

Great for purchases you’re not sure about. Better for spreading the cost Reviewed on: 30th May 2026

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