Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,905 reviews, last reviewed 27th Apr 2026
1665750% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for spreading payments with no added interest... Great for spreading payments with no added interest if paid off in time! Reviewed on: 27th April 2026
Laura W's avatar
Laura W

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86905)

Excellent service on time delivery

5
Excellent service on time delivery Reviewed on: 10th April 2026
Bhuvaneshwaran Amirthalingam 's avatar
Bhuvaneshwaran Amirthalingam

Using pay in three and 0% percent offers

5
Using pay in three and 0% percent offers Reviewed on: 10th April 2026
John V's avatar
John V

All easy

5
I find it very easy to use. I don't think you can make it any easier. Reviewed on: 10th April 2026
clive d's avatar
clive d

Find it a secure way to pay secure

4
Find it a secure way to pay and if any problems you are covered Reviewed on: 10th April 2026
Mrs M's avatar
Mrs M

PayPal the easy way to purchase

5
PayPal allows me to manage my purchases over time and to buy items in advance or in an emergency and then pay using multiple options. I particularly use PayPal Credit in emergency situations where I can buy now and pay in full in future without incurring any interest charges. PayPal for me works as a flexible way to manage my purchase and my cashflow. Reviewed on: 10th April 2026
Liz F's avatar
Liz F

Staff are always helpful and information is always a...

5
Staff are always helpful and information is always available Reviewed on: 10th April 2026
Lewis B's avatar
Lewis B

My experience was great with customer service

5
My experience was great with the service Reviewed on: 10th April 2026
Adolphus 's avatar
Adolphus

Great for budgeting and buying without guilt

5
Easy to use and pay for goods. Really helps with budgeting especially when buying specific items with a larger pricetag. Having the option of pay in 3 or adding to my credit account simplifies my spending without causing concern or worries. Reviewed on: 10th April 2026
MarinaW's avatar
MarinaW

Highly recommend PayPal

5
Never had any issues using PayPal. Highly recommend it for credit and payment services. Reviewed on: 10th April 2026
Oju O's avatar
Oju O

I have been using PayPal credit for many years.

5
I have been using PayPal credit for many years. It has made making big purchases very easy. Highly recommend! Reviewed on: 10th April 2026
Maria A's avatar
Maria A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill