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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Best purchase platform ever!!

I literally use PayPal and PayPal credit for every purchase online.. I get an extra level of protection and an easy way to track what I'm spending Reviewed on: 6th July 2026

Fantastic!

Great fall back for unexpected expenses. Easy to keep track of everything via the app! Can also order a physical card if required. Reviewed on: 6th July 2026

Good and very easy to use the experience

Good and very easy to use the experience Reviewed on: 6th July 2026

Very good, quick reliable any problems are quickly r...

Very good, quick reliable any problems are quickly rectified Reviewed on: 6th July 2026

It was very easy to sign up for PayPal Credit

I found it very easy to sign up for PayPal credit and it was available to me almost instantly. It has allowed me to buy a big item and spread the cost interest free over four months! What’s not to like! Reviewed on: 6th July 2026

Great people to work with,works flawlesss.

Great people to work with, machine works flawless. Reviewed on: 6th July 2026

Easy to use.

Easy to use. Great service. Defintely use more and reccomend to everyone. Pay in 3 is a god send to breakdown the cost of more expensive purchases. Paypal credit is helpfull. The app is simple and well layed out. Reviewed on: 6th July 2026

i have not had any issue with PayPal credit.

i have not had any issue with PayPal credit. Always quick and easy to use. Reliable service and convenient ways to pay off your balance. The app is also very easy to use, you can even set up your PayPal credit account on your Apple wallet if necessary. Reviewed on: 6th July 2026

Using Paulypal for years now and highly recommend to...

Using Paulypal for years now and highly recommend to anyone. Reviewed on: 6th July 2026

Always there when you need them, very helpful

Always there when you need them, very helpful Reviewed on: 6th July 2026

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