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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145423 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145423)

Love it.

Love it. Find it very easy to use and love the reward schemes Reviewed on: 30th May 2026

Why I use PayPal

I've long used PayPal , initially for eBay purchases but it made sense to use them for online payments to keep the details of my payment cards secret as I've suffered credit card fraud in the past. Reviewed on: 30th May 2026

Always First class service when any issue arises

Always First class service when any issue arises Reviewed on: 30th May 2026

Simple, easy to use.

Simple, easy to use. Accepted on most sights and I know the limits and terms before I make a purchase. Reviewed on: 30th May 2026

I always use PayPal it’s safe and reliable

I always use PayPal it’s safe and reliable Reviewed on: 30th May 2026

I have had brilliant experience when I payment cam...

I have had brilliant experience when I payment came out and I didn't agree with it you put it back in my account. Reviewed on: 30th May 2026

Simply the best!

Easy to use, reliable and prompt customer service. Reviewed on: 30th May 2026

Brilliant way to spread cost and also feel safe when...

Brilliant way to spread cost and also feel safe when purchasing items Reviewed on: 30th May 2026

it’s so easy to use!

Very much enjoy PayPal - it’s so easy to use and it feels safe. I can’t tell you how easy it is to just transfer money, with such a swift process and no stress. Reviewed on: 30th May 2026

They always get me refunds if the goods and services...

They always get me refunds if the goods and services I purchased are not what was advertised Reviewed on: 30th May 2026

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