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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181145)

PayPal credit

5
Easy to use, recommend to friends Reviewed on: 6th July 2026
Ana A's avatar
Ana A

I’m very happy for pay pal service, newer have a pro...

5
I’m very happy for pay pal service, newer have a problem and easy to use Reviewed on: 6th July 2026
Jurate Z's avatar
Jurate Z

PayPal is easy to make payments and good options of...

4
PayPal is easy to make payments and good options of payment Reviewed on: 6th July 2026
Soraia a's avatar
Soraia a

Good service, great value for money

5
I have used PayPal for 8 years and have no complaints. Reviewed on: 6th July 2026
Eric F's avatar
Eric F

I have only had good experiences with Paypal.

5
I have only had good experiences with Paypal. Reviewed on: 6th July 2026
Ms LB's avatar
Ms LB

Long time user very good trusted

4
Long time user very good trusted Reviewed on: 6th July 2026
Ian p's avatar
Ian p

PayPal has consistently been the best for years.

5
PayPal has consistently been the best payment processor I’ve dealt with over the past few years, providing the best credit card experience I’ve had so far. Klarna’s automated system charged me twice for a purchase and a refund, something that never happens with PayPal. Their buyer protection is also one of the best on the market. Reviewed on: 6th July 2026
Anonymous's avatar
Anonymous

PayPal has consistently been the best for years.

5
PayPal has consistently been the best payment processor I’ve dealt with over the past few years, providing the best credit card experience I’ve had so far. Klarna’s automated system charged me twice for a purchase and a refund, something that never happens with PayPal. Their buyer protection is also one of the best on the market. Reviewed on: 6th July 2026
Anonymous's avatar
Anonymous

genuinely one of the best platforms for money.

5
genuinely one of the best platforms for money, customer service is super helpful and they’re always willing to help and put plans in place for you if you’re struggling. i love paypal in general and i use it so much Reviewed on: 6th July 2026
Zee's avatar
Zee

Great experience when using PayPal credit.

5
Great experience when using PayPal credit. Easy to use and understand Reviewed on: 6th July 2026
Rosanna t's avatar
Rosanna t

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