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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145419)

Very good can trust so far no issues

5
Very good can trust so far no issues Reviewed on: 30th May 2026

I have used PayPal for a long tim!

5
I have used PayPal for a long time and always feel protected when using them to buy things. It’s easy to use and simple to navigate the app. Reviewed on: 30th May 2026

Powerpay

5
Awesome app at your fingers with the knowledge of online safety and efficiency Reviewed on: 30th May 2026

A fantastic platform for transfers and buying/selling

5
PayPal has been a staple platform in my life for many years and their range of financial services are fantastic. Reviewed on: 30th May 2026

Good very good good service excellent service provid...

5
Good very good good service excellent service provided good service in same time give me help full wham need me money that’s good for me Reviewed on: 30th May 2026

Easy to spread to cost

5
Very handy as a back up,4 months interest free,nice touch Reviewed on: 30th May 2026

I find the App very easy to use & intuitive, it’s am...

5
I find the App very easy to use & intuitive, it’s amongst the best banking/personal finance apps available, Reviewed on: 30th May 2026

consumer friendly

5
It is so easy to use and I like that an email is sent to remind me of when I have to pay my next installment. Reviewed on: 30th May 2026

Good system

5
Haven't been in touch with customer service. Payments are easy. Is that a good thing? Reviewed on: 30th May 2026

Excellent service.

5
Paypal never let me down. Always fast and secure service. Fully trusted. Reviewed on: 30th May 2026

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