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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Very please experience

Very pleasant experience would highly recommend Reviewed on: 6th July 2026

Excellent service.

Excellent service. Easy to use; you can see your transaction straight away. Reviewed on: 6th July 2026

Secured paying

I feel safe of using PayPal as a payment method Reviewed on: 6th July 2026

Their customer service is always prompt and outstand...

Their customer service is always prompt and outstanding. Reviewed on: 6th July 2026

Quick, easy and manageable way to split larger payme...

Quick, easy and manageable way to split larger payments into manageable smaller lump sums that work for me Reviewed on: 6th July 2026

Smooth, Reliable, and Convenient Credit Service

Using PayPay Credit has genuinely improved my payment experience — secure, seamless, and incredibly easy to manage from the app. PayPay Credit consistently delivers reliability and convenience, offering clear statements, quick processing, and excellent customer support whenever needed. Reviewed on: 6th July 2026

Really convenient, fast and easy process, all in-app.

Really convenient, fast and easy process, all in-app. Top provider and services. Reviewed on: 6th July 2026

I love that I can buy a large item and pay it monthl...

I love that I can buy a large item and pay it monthly or split my payments Reviewed on: 6th July 2026

Love using PayPal credit it helps greatly with large...

Love using PayPal credit it helps greatly with larger purchases and helps me spread the cost. Plus the interest is 0% as long as it's paid with in 4 months. Very easy to use and most of not all the shops I buy from accept PayPal. Reviewed on: 6th July 2026

Help when its needed

PayPal credit had been my go-to whenever I needed to pay for bulk items because I get to spread the cost which helps to alleviate any form of pressure on my purse. Reviewed on: 6th July 2026

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