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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Seamless experience

Seamless experience and very easy to navigate Reviewed on: 6th July 2026

gold star service

I always have the confidence of using PayPal, they give you the choice of using any of your banking cards. They protect all your purchase choices and have claimed my money back in full through disputes. Can’t find a drawback, never had one. Reviewed on: 6th July 2026

Great service, cant fault it.

Great service, never had an issue. Reviewed on: 6th July 2026

Easy to use get reminder when pay is due whats good...

Easy to use get reminder when pay is due whats good and paypal is rxcepted by most online retailers ehats a plus poinntv Reviewed on: 6th July 2026

First class

First class service, never had a problem with PayPal, very prompt answering any issues. Reviewed on: 6th July 2026

Convenient and secure.

I use PayPal regularly and find it extremely convenient and never hesitate to use it. It gives separation from my bank accounts and peace of mind when purchasing on line. Reviewed on: 6th July 2026

PayPal is my go to safe secure and quick.

PayPal is my go to safe secure and quick. PayPal is accepted anywhere so there’s no better option Reviewed on: 6th July 2026

Excellent customer service when I had a disputed pay...

Excellent customer service when I had a disputed payment and a speedy refund was made. Reviewed on: 6th July 2026

Always found paypal easy to use and never have had a...

Always found paypal easy to use and never have had any problems. Never had to contact customer service so can’t comment on their level of service. Reviewed on: 6th July 2026

The PayPal Credit has the best interest rate as it i...

The PayPal Credit has the best interest rate as it is not to high as other providers. Reviewed on: 6th July 2026

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