Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 87,227 reviews, last reviewed 27th Apr 2026
1680700% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and very easy to get credit. Good and very easy to get credit. Reviewed on: 27th April 2026
Mantas G's avatar
Mantas G

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87227)

PayPal has been very helpful to me and my family in...

5
PayPal has been very helpful to me and my family in a lot of ways. The customer service was fast and accurate. They go extremely to solve your problem. It is my best way of paying online. I have recommend PayPal to so many of my friends and family and will continue to do so in future. Reviewed on: 11th April 2026

Pay pal the easy way to pay

5
Excellent rates, great service when you need support or assistance with an order query and very fast response times.All complaints or issues are dealt with professionally and customer service are always helpful and reassure that you are being listened to, gives you great confidence that they are there to help and support customers with most concerns and help get these resolved thank you. Reviewed on: 11th April 2026

Good range of finance options for all price points.

5
Good range of finance options for all price points. Reviewed on: 11th April 2026

I Have always found the App easy to Navigate.

5
I Have always found the App easy to Navigate. Reviewed on: 11th April 2026

I am using paypal constantly since 2026.

5
I am using paypal constantly since 2026.. its never let me down they have gave me a decent amout of credit i use and pay back with in my limit, their reminder emails to say my paymet date is due is a big win fir me it realky helps keep you on track. They are very transparent thats why i enjoy using Paypal. Reviewed on: 11th April 2026

Love paypal

4
Easy to pay, safe secure,love how easy paypal credit is Reviewed on: 11th April 2026

Paypal credit is so easy to use on so many different...

5
Paypal credit is so easy to use on so many different sites. Just before payday i know i have the luxury of still being able to feed my family by using paypal credit with Iceland. Invaluable. Lifesaver. I love the flexibility of being able to pay it off through a direct debit and my paypal balance no matter how small. Reviewed on: 11th April 2026

top title

5
quick fast and easy........................................ Reviewed on: 11th April 2026

Great flexibility

5
Easy to use. Has a lot more flexibility than regular credit cards. Excellent Reviewed on: 11th April 2026

Great service happy with card you can use it everywe...

5
Great service happy with card you can use it everywere very helpful and good customer service Reviewed on: 11th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review