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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145412)

Best for buying in installments

5
I love to make purchases with 24 months installments and no interest. Reviewed on: 30th May 2026

Still unclear of why I need it but to be fair it’s e...

3
Still unclear of why I need it but to be fair it’s easy to set up Reviewed on: 30th May 2026

I just feel it’s safe and gives you peace of mind

5
I just feel it’s safe and easy to use Reviewed on: 30th May 2026

PayPal team always help me

5
PayPal team always help me, quick and impartial, they a here to help theirs customers Reviewed on: 30th May 2026

So easy to use, secure, flexible payments , my main...

5
So easy to use, secure, flexible payments , my main payment credit option. Reviewed on: 30th May 2026

easy and efficient to use,very handy and always reli...

5
easy and efficient to use,very handy and always reliable Reviewed on: 30th May 2026

Very good service

5
Very good service very good quality Reviewed on: 30th May 2026

I love pay in 3 and pay pay credit.

5
I love pay in 3 and pay pay credit. Its so easy and really helps split the bill. Reviewed on: 30th May 2026

I left PayPal stupid thing to do gone back

5
I left PayPal stupid thing to do gone back Reviewed on: 30th May 2026

Most excellent but a few very poor

4
Most excellent but a few very poor Reviewed on: 30th May 2026

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