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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145409 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145409)

No fuss service

PayPal is easy to use and secure for making purchases Reviewed on: 30th May 2026

Transaction Simple, Secure, and Convenient

I have had a very positive experience using PayPal over the years. I use it regularly for online shopping, sending money to family and friends, and managing payments for various services. One of the things I appreciate most is how easy and convenient the platform is to use. The process of making payments is quick, and I like that I do not have to enter my card details every time I make a purchase. I also value the security features that PayPal provides. Knowing that my financial information is protected gives me confidence when shopping online, especially with retailers I have not used before. The buyer protection offered by PayPal is another feature that I find reassuring, as it provides an extra layer of security if there are any issues with a transaction. The mobile app is user-friendly and allows me to track transactions, send payments, and manage my account with ease. I have found customer service to be helpful when needed, and overall I have experienced very few problems. PayPal has made online payments simpler, safer, and more efficient, and I would happily recommend it to others. Reviewed on: 30th May 2026

Reliable trustworthy responsible

Reliable trustworthy responsible Reviewed on: 30th May 2026

Used for years.

App is easy to use, customer service is spot on. Reviewed on: 30th May 2026

Easy to use, good repayment strucrure

Easy to use, good repayment strucrure Reviewed on: 30th May 2026

Great service, I have peace of mind that I'm covered...

Great service, I have peace of mind that I'm covered if something goes wrong. Reviewed on: 30th May 2026

Easy to use app, good service

So far so good. I have not had any negative experience. The app is easy to use. Reviewed on: 30th May 2026

PayPal is practicall but customer service is poor.

PayPal is practicall but customer service is poor. You cannot reach whenever you need customer service. Reviewed on: 30th May 2026

Paypal is the best.

Paypal is the best. Make everything simple and easy. Had it many many years and never had any issues at all. Reviewed on: 30th May 2026

Never had any problems at all.

Never had any problems at all.Never have I ever had to use customer services as never had any isuse Reviewed on: 30th May 2026

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