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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent

Love the pay in three option, very helpful for stretching out purchases that I really want Reviewed on: 6th July 2026

PayPal credit is excellent, you can spread out your...

PayPal credit is excellent, you can spread out your payment without interest. Reviewed on: 6th July 2026

Great app!

Great app! Pay in 3 is fantastic, and PayPal credit is a useful way to manage your money! Reviewed on: 6th July 2026

Useful facility

Useful service to have and utilise Reviewed on: 6th July 2026

Satisfied PayPal user

I've been using PayPal for years and it's never let me down. Reviewed on: 6th July 2026

Reliable, easy to use accepted where you want it.

Reliable, easy to use accepted where you want it. I will only use Paypal for online purchases whejn I have the option to do so. Its safe , secure and there when you need it. Reviewed on: 6th July 2026

Always straight forward with no problems

Always straight forward with no problems Reviewed on: 6th July 2026

Really easy to use and I get reminders every month a...

Really easy to use and I get reminders every month also when I’ve phoned and spoken to someone they have been extremely helpful. I feel really confident using PayPal that I am protected as a customer. Reviewed on: 6th July 2026

Pay in 3 is really helpful it really helps you yo p...

Pay in 3 is really helpful it really helps you yo purchase things you want and makes financial payments easy over a period of 4 months Reviewed on: 6th July 2026

I have been a paypal customer for quite a long time...

I have been a paypal customer for quite a long time and have always had an excellent service from them. Reviewed on: 6th July 2026

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