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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,313 reviews, last reviewed 27th Apr 2026
1684600% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to track balance and payments Very easy to track balance and payments Reviewed on: 27th April 2026
char g's avatar
char g

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87313)

Very simple to use.

5
Very simple to use. Easy to access and the repayments always seem lower than credit cards Reviewed on: 11th April 2026
Martin Curtis's avatar
Martin Curtis

PayPal made my life easier

5
PayPal made my life easier , fantastic Reviewed on: 11th April 2026
haseeb i's avatar
haseeb i

My Experience

5
always kept up to date with any spending, easy to set up payment plans Reviewed on: 11th April 2026
Audrey S's avatar
Audrey S

Simple and Straightforward

5
Simple and straightforward and easy to use in the app or website Reviewed on: 11th April 2026
Richard C's avatar
Richard C

A company easy to work with excellent staff when nee...

5
A company easy to work with excellent staff when needed Reviewed on: 11th April 2026
Kelvin D's avatar
Kelvin D

Always helped when needed.

5
Always helped when needed and got things sorted. Reviewed on: 11th April 2026
Nick D's avatar
Nick D

Spent money that wasnt mine, as good as it gets...

5
Spent money that wasnt mine, as good as it gets really Reviewed on: 11th April 2026
R S's avatar
R S

Easy access and very reliable service

5
Easy access and very reliable service Reviewed on: 11th April 2026
Mj's avatar
Mj

A good way to keep interest payments low.

5
A good way to keep interest payments low. Reviewed on: 11th April 2026
Linda R's avatar
Linda R

Have not had to use customer service but the app and...

5
Have not had to use customer service but the app and options are very easy to use with clear terms and conditions. Reviewed on: 11th April 2026
Cassandra Mantle's avatar
Cassandra Mantle

Review PayPal: PayPal Credit now

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