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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145406)

I love how easy it is to use.

I love how easy it is to use. The app is great and takes seconds to move funds to my PayPal credit card. Reviewed on: 30th May 2026

SecurePal

In the world of I use always use PayPal as I feel it offers another layer of security Reviewed on: 30th May 2026

Great options for making payments and peace of mind...

Great options for making payments and peace of mind with beer protection Reviewed on: 30th May 2026

Excellent customer service, very helpful way to get...

Excellent customer service, very helpful way to get purchases Reviewed on: 30th May 2026

PayPal is handy.

PayPal is handy. Because if something breaks in your house you can just pay for it from PayPal. Until you can afford to pay it back. If you dont receive an item and you have payed for it through paypal you will sort it out. Reviewed on: 30th May 2026

Very flexible and easy to use, it gives me more opti...

Very flexible and easy to use, it gives me more options on payment method Reviewed on: 30th May 2026

Always offering good service but allowing me to be i...

Always offering good service but allowing me to be in control Reviewed on: 30th May 2026

Flexible and safe way to carry out financial transac...

Flexible and safe way to carry out financial transactions Reviewed on: 30th May 2026

Highly recommended

Very easy to use. Payment at a click of a button. Very transparent. Reviewed on: 30th May 2026

With the cost of living it makes making purchases af...

With the cost of living it makes making purchases affordable to spread the cost. Reviewed on: 30th May 2026

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