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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,388 reviews, last reviewed 27th Apr 2026
1688050% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent offering, pay by 3, Paypal credit and the... Excellent offering, pay by 3, Paypal credit and the security is fab. Reviewed on: 27th April 2026
Heather M's avatar
Heather M

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87388)

Most Helpful

5
I have a very good experience and it helped me a lot financially during difficult times. Reviewed on: 11th April 2026
B N's avatar
B N

Smooth and Fast

5
It is so easy to use and make payments. Customer services help on time. Using this in my daily routine and transactions. So far its a good experience and no worries. Reviewed on: 11th April 2026
Amar A's avatar
Amar A

I am very happy ,I am customer for years.

5
I am very happy ,I am customer for years. Reviewed on: 11th April 2026
Anonymous's avatar
Anonymous

Very clear communication and support via customer se...

5
Very clear communication and support via customer service is effective and efficient. Highly recommend and definitely a credit provider that is transparent and customer centred. Reviewed on: 11th April 2026
Emma C's avatar
Emma C

Always a very good friendly service ,thus going thro...

5
Always a very good friendly service ,thus going through very quickly Reviewed on: 11th April 2026
GEOFFO's avatar
GEOFFO

It is good overall PayPal credit

4
It is good overall though waiting for credit increase offers as used to be given readily to me, but not receiving for an extremely long time Reviewed on: 11th April 2026
Sunshine's avatar
Sunshine

I have always had a good experience with paypal.

5
I have always had a good experience with paypal. I find it assuring that I am protected with all my purchases. Paypal gives me control over subscriptions too, whereas I have haf difficulty cancelling subscriptions using a card. Reviewed on: 11th April 2026
Chris v's avatar
Chris v

I have been a PayPal customer for many years.

5
I have been a PayPal customer for many years. I find that using all that PayPal has to offer gives me piece of mind when I make a purchase. PayPal credit is very helpful especially for larger purchases and at times when you might need that little bit extra spending help. Reviewed on: 11th April 2026
Mary M's avatar
Mary M

Easy to understand

5
easy to use, understand when payments are due and how much needed to be paid. Easy to set up direct debit. Reviewed on: 11th April 2026
Vanessa james's avatar
Vanessa james

best digital wallet

5
I have a positive experience with PayPal. Every purchase is protected, and it gives me the option to pay for some purchases in convenient installments. PayPal also allows me to send money in real time to my daughter, who lives far away from me. I can't do anything other than PayPal. Reviewed on: 11th April 2026
Carmelo R's avatar
Carmelo R

Review PayPal: PayPal Credit now

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