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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great service

Easily helps me spread out payments in times of need and very good lay out on the app and easy to follow Reviewed on: 6th July 2026

Really easy to use.

Really easy to use. Staff were helpful when I called Reviewed on: 6th July 2026

Trustworthy

I always trust payment through PayPal, I know I'm covered and will get my money refunded if I have a problem with an item I paid for using it. Reviewed on: 6th July 2026

experience is good

I’ve been given good credit and the experience is good Reviewed on: 6th July 2026

Help provider

Using PayPal has really helped in buying things I do nt have the full financial means to get Reviewed on: 6th July 2026

I found paypal is one of the best money controls sys...

I found paypal is one of the best money controls systems Reviewed on: 6th July 2026

Great experience with PayPal credit.

Great experience with PayPal credit. App is also easy user friendly. Reviewed on: 6th July 2026

It works as it should.

It works as it should. Sometimes customer service can be dismissive Reviewed on: 6th July 2026

Reliable source of finance when I see something that...

Reliable source of finance when I see something that I would love to buy but can’t quite finance the purchase at that moment. The option to pay off early without penalty is so convenient. It’s also an instant and very safe and secure method of payment whilst I organise my finances. Sometimes items state that there maybe ‘only one remaining’ so a very speedy method of securing my purchase whilst I organise my finances. It’s my go to back stop for those unplanned but essential purchases! Reviewed on: 6th July 2026

It's been my go to place since I started using Ebay.

It's been my go to place since I started using Ebay. Reviewed on: 6th July 2026

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