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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145400)

Happy user

5
No issues with paypal. Have been using it for many years now. Reviewed on: 30th May 2026

Od kont wprowadzono karty platnicze jest duzo lepiej

5
Od kont wprowadzono karty platnicze jest duzo lepiej Reviewed on: 30th May 2026

Good experience

4
Easy to use for payment. Good fabulous experience Reviewed on: 30th May 2026

A Bridge when I needed one

5
With PayPal credit, I could spread payments without pressure, handle unexpected needs with confidence, and stay disciplined in my financial stewardship. Reviewed on: 30th May 2026

Brilliant, easy to use.

4
Brilliant, easy to use. I would definitely recommend that Reviewed on: 30th May 2026

Always a smooth, secure transaction

5
Always a smooth, secure transaction with flexibility and security thrown in. Thank you. Reviewed on: 30th May 2026

Easy transfer of money for a family member

5
Easy transfer of money for a family member Reviewed on: 30th May 2026

PayPal is the best.

5
PayPal is the best. Never had any issues with them. Reviewed on: 30th May 2026

User-friendly

4
This is a great addition to the PayPal service. Easy to use with the simple steps and with the email updates you always know where you stand in your finances. Reviewed on: 30th May 2026

It has come in very handy to make purchases on the p...

5
It has come in very handy to make purchases on the phone without having to use a card Reviewed on: 30th May 2026

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