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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Keeps credit at affordable rate minimizing debt

I have always found my credit limit stays at agreed amount and is not automatically increased keeping my spending to always within repayment amounts I can afford therefore stopping me running up unaffordable debts Reviewed on: 6th July 2026

I’ve used PayPal for years

I’ve used PayPal for years, it has always made purchasing easy, I feel confident the security is safe and I am sure I will continue for many years to come. I have only used it a couple of times to personally pay people and that was equally as easy. Reviewed on: 6th July 2026

Great having paypal to pay for many things from shop...

Great having paypal to pay for many things from shopping to paying bills. Plus spresding the cost comes in handy too. Great wee tool. Reviewed on: 6th July 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. Easy to use, reliable, and the application process was quick and straightforward. Highly recommended. Reviewed on: 6th July 2026

Pay pal is a great way of keeping track on orders

Pay pal is a great way of keeping track on orders and payments Reviewed on: 6th July 2026

Been good service so far since I’ve had it and been...

Been good service so far since I’ve had it and been helpful when needed and interest is reasonable Reviewed on: 6th July 2026

Absolutely flawless experience, applied, writhing se...

Absolutely flawless experience, applied, writhing seconds approved and credit available to use - never experienced anything so easy and straightforward as this Reviewed on: 6th July 2026

Always has been reliable and useful

Always has been reliable and useful Reviewed on: 6th July 2026

I find it very useful for spreading the costs

I find it very useful for spreading the cost of large purchases and its very convienient way to pay. Reviewed on: 6th July 2026

Have always been generous and and updated wirh infor...

Have always been generous and and updated wirh information of my Credit and service Reviewed on: 6th July 2026

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