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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to navigate, but app can be glitchy

Easy to navigate, but app can be glitchy Reviewed on: 6th July 2026

Brilliant customer service

Easy to use. Whenever I have a query their customer service has been excellent Reviewed on: 6th July 2026

Easy and convenient to use.

Easy and convenient to use. App is user friendly Reviewed on: 6th July 2026

Quick, easy and safe to use love it

Quick, easy and safe to use love it Reviewed on: 6th July 2026

Issue with my DD not set up properly but a cal to CS...

Issue with my DD not set up properly but a cal to CS and it was resolved quickly and professionally. Reviewed on: 6th July 2026

Great for hiding things from my husband

Great for hiding things from my husband Reviewed on: 6th July 2026

Gives an opportunity to pay later and knowing you ha...

Gives an opportunity to pay later and knowing you have purchase gaurantees Reviewed on: 6th July 2026

It is very simple and quick which I appreciate.

It is very simple and quick which I appreciate. Reviewed on: 6th July 2026

Use PayPal weekly

I use the pay in 3 regularly to spread costs. If I have to make returns refunds are prompt. Promotions are good, they are mostly for stores I usually buy from and are returned as money off new purchases which I really appreciate Reviewed on: 6th July 2026

Flexible, PayPal, is always there when you need it!

PayPal, is always there when you need it! Reviewed on: 6th July 2026

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