Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145396 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145396)

Amazing customer service helped sort my issue prompt...

Amazing customer service helped sort my issue promptly and with no issues Reviewed on: 30th May 2026

Fantastic service every time.

Fantastic service every time. Always helping and making life easier.... Reviewed on: 30th May 2026

Low interest rate and long interest free period.

Low interest rate and long interest free period. Reviewed on: 30th May 2026

used for years, great service and fast purchases

used for years, great service and fast purchases Reviewed on: 30th May 2026

Life Saver

I've used PayPal to pay for courses and paid them back within 4 months without interest. PayPal is the absolute best. Reviewed on: 30th May 2026

Many ways to spend & receive

Paypal offers many different ways of sending & receiving paymemnt/money to friends, family & businesses. It also offers various credit facilities for different needs & cashback schemes on certain products/services. Reviewed on: 30th May 2026

Paypal is useful

Paypal is useful although quite restrictive at times. I do trust them though. Reviewed on: 30th May 2026

It is always available to help

It is always available to help in every financial need Reviewed on: 30th May 2026

overall good experience for retail and online payment

overall good experience for retail and online payment Reviewed on: 30th May 2026

My experience

Provided me with protection on any purchases I have made with a better credit charge than any of my bank accounts. 100% recommend them. Reviewed on: 30th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76363 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub