Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 87,684 reviews, last reviewed 27th Apr 2026
1701800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Great help PayPal has been a real help to me. It’s super easy to use and transfer funds to family and friends. Reviewed on: 27th April 2026
Lul 's avatar
Lul

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87684)

Great for extra purchases

5
Great for extra purchase handy to have in these harder times , loving my debit card too with rewards Reviewed on: 11th April 2026

I’ve used PayPal for years now and it’s been good fo...

5
I’ve used PayPal for years now and it’s been good for making payments in a range of situations Reviewed on: 11th April 2026

Easy and safe to use

5
Quick, easy and safe process to use PayPal. I earn the point from my shopping everyday. It's very good to have 4 months offer to pav back. It is the huge difference from using credit card from normal bank Reviewed on: 11th April 2026

Great service and good response Have had no issues w...

5
Great service and good response Have had no issues whatsoever regarding paypal Reviewed on: 11th April 2026

Not giving credit card

3
They are not giving me physical PayPal credit card even though I'm long time user Reviewed on: 11th April 2026

Great service.

5
Easy to transfer money to friends and family. Also great security for online shopping. New tracking information is good. Being able to earn points is an added bonus. Reviewed on: 11th April 2026

I was applying for a PayPal credit card some months...

5
I was applying for a PayPal credit card some months ago I was excited when my application was approved it was straightforward l got a credit card but PayPal is the best. Due to four months' interest-free. I'm glad to have it. Reviewed on: 11th April 2026

So easy to use and now a card option allows much mor...

5
So easy to use and now a card option allows much more flexibility and can use in stores . Fabulous idea and flexible payment options Reviewed on: 11th April 2026

Paypal is a useful tool when buying online, with an...

5
Paypal is a useful tool when buying online, with an added layer of protection. Paypal credit is a handy way to spend online and pay a monthly amount rather than be charged for each purchase at the time of buying. Reviewed on: 11th April 2026

I would always pay via paypal and avoid any website...

5
I would always pay via paypal and avoid any website that doesnt offer paypal Reviewed on: 11th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 40106 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 66 reviews
    PayPal
    View all products