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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145391)

great loan option and quick problem resolution

5
great loan option and quick problem resolution Reviewed on: 30th May 2026

Easy and safe

5
Very safe way of paying. Good customer service Reviewed on: 30th May 2026

Great experience

5
Great experience, very convenient Reviewed on: 30th May 2026

Great and easy to use.

5
Great and easy to use. I especially love the PayPal credit feature. Reviewed on: 30th May 2026

Great service and easy to use.

5
Great service and easy to use. Easy to make payments and very convenient when shopping online Reviewed on: 30th May 2026

Trustworthy and easy service

5
Easy to use. Support always there when needed. Reliable and fast Reviewed on: 30th May 2026

Was really helpful

5
Was really helpful when I needed a part for my car a week before payday Reviewed on: 30th May 2026

Easy and accessible to aid affordability of none fre...

5
Easy and accessible to aid affordability of none frequent purchases Reviewed on: 29th May 2026

Iam very happy with my service .

5
Iam very happy with my service . Iam happy with pay later option as well. Reviewed on: 29th May 2026

Great customer service, reassuring and confident

5
Ive not had any problems when trying to resolve an issue. Always done quickly and efficiently. Always answer the calls in a decent time and advisors and always polite and reassuring. The offers are always good and the PayPal credit is a great addition Reviewed on: 29th May 2026

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