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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Never had any problems with PayPal.

Never had any problems with PayPal. Reviewed on: 6th July 2026

Easiest way to make payments

So easy to make payments to a huge array of retailers and their PayPal Credit service is so great for spreading payments across multiple channels instalments Reviewed on: 6th July 2026

Love pay pal not sure how people feel about this new...

Love pay pal not sure how people feel about this new law that’s coming in it’s ok for people who got money to buy what thay like but some people who works full time can’t afford to pay up front for some stuff pay in three is so good but someone with money is in to spoil it for people like me Reviewed on: 6th July 2026

Really excellent customer experience!

Really excellent customer experience! Reviewed on: 6th July 2026

Flexibility, Reward, Security

It’s the rewards and the freedom to pay as and when you need to. It’s definitely helped me out a lot since navigating my way round lifestyle and it’s given me the space to pay the amounts back. I use it for all my purchases because it gives me some security. Reviewed on: 6th July 2026

Easy access,safe and In today's rapidly evolving dig...

Easy access,safe and In today's rapidly evolving digital landscape, characterized by an unprecedented convergence of technology and daily life, the principles of "easy access, safe, and fair" have become paramount, serving as foundational pillars for the desig Reviewed on: 6th July 2026

Gergana Doganova

Working well for me .I am happy to use Reviewed on: 6th July 2026

Ease of management

Regular statements and reminders to keep you ahead of payments Reviewed on: 6th July 2026

Like using PayPal for managing money also been reall...

Like using PayPal for managing money also been really helpful when ive bought something and haven't received the item always helped get my money back also enjoy the cashback feature Reviewed on: 6th July 2026

PayPal is always my choice.

Never had an issue with PayPal. Its quick, its reliable, and you are protected. It's always my first choice. Reviewed on: 6th July 2026

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