Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145381 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145381)

Paypal Credit with flexibility, easy access and reli...

Paypal Credit with flexibility, easy access and reliable. Reviewed on: 29th May 2026

I enjoy using PayPal.

I enjoy using PayPal. It is easy and safe. Reviewed on: 29th May 2026

I have been using PayPal for long time.

I have been using PayPal for long time. I have seen many spending options added to it and I am loving it, especially 4 months for 99 pounds purchases Reviewed on: 29th May 2026

Smooth Transaction

Every transaction is really smooth including any refunds. Really easy to use Reviewed on: 29th May 2026

Never had problems absolutely fantastic

Never had problems absolutely fantastic Reviewed on: 29th May 2026

One of best pay pal pay in my life

One of best pay pal pay in my life Reviewed on: 29th May 2026

Safe transactions.

Safe transactions, payment disputes always dealt wth quickly and efficiently. Reviewed on: 29th May 2026

Nice and easy very convenient I would recommend

Nice and easy very convenient I would recommend Reviewed on: 29th May 2026

Easy and simple process, was not too invasive and ha...

Easy and simple process, was not too invasive and has an excellent rate compared to other lenders. My go-to for purchases. Highly recommended and have friends and family using it too. I like the 4 months interest free deal too! Reviewed on: 29th May 2026

Top class service

Easy to use, fab app and customer service always top class. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76332 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub