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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

A great way to pay in a cost of living crisis!

PayPal credit had been a source of comfort for our family as we struggle just like millions of other families. We have been able to purchase last minute emergency in ways spread out that have really helped and we are really grateful for its support. Reviewed on: 6th July 2026

I always use Paypal when shopping online.

I always use Paypal when shopping online. It gives me peace of mind that my card details are safe. Reviewed on: 6th July 2026

Good for when it's needed

Have PayPal Credit and use it frequently. Is a good way of covering unseen costs. Reviewed on: 6th July 2026

It was there when I needed most.

It was there when I needed most. It was ideal for online shopping when you need an extra layer of payment protection. Reviewed on: 6th July 2026

Love it for ease of use, best deals and most...

Love it for ease of use, best deals and most secure Reviewed on: 6th July 2026

I love the different payment options available.

I love the different payment options available. Spreading the payments over 3 months, or 4 months, interest free is so useful. I use it all the time Reviewed on: 6th July 2026

I Recommend PayPal

PayPal is good for international purchases for things like eBay. Their customer service is helpful and do their best to help the customer. PayPal is getting more popular over the years. Reviewed on: 6th July 2026

Easy access, great credit options

Easy access, great credit options Reviewed on: 6th July 2026

Customer friendly

Easy to use and navigate, customer friendly Reviewed on: 6th July 2026

Well protected and flexible payments

I always use PayPal I feel I am very well protected. I have excellent options for payment, PayPal credit and to pay over 3 or 4 months interest free which is always a bonus. Overall I would always recommend PayPal to family and friends. Reviewed on: 6th July 2026

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