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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,725 reviews, last reviewed 28th Apr 2026
1703750% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent quality service. Excellent quality service. I always use PayPal for online shopping. Reviewed on: 28th April 2026
Morgan B's avatar
Morgan B

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87725)

ND friendly

4
As a ND person I find it easy to navigate; to see how much I owe and when I need to make a payment which I can easily budget for. Reviewed on: 12th April 2026
Laura G's avatar
Laura G

Paypal credit has been really helpful when unexpecte...

5
Paypal credit has been really helpful when unexpected purchases land Reviewed on: 12th April 2026
Nicola s's avatar
Nicola s

Best possible customer service in pay pal

4
Best possible customer service in pay pal Reviewed on: 12th April 2026
Petar V's avatar
Petar V

Paypal Credit is very good way of dividing the costs...

5
Paypal Credit is very good way of dividing the costs without paying high interest. I love that I can shop with ease and the transaction is always smooth Reviewed on: 12th April 2026
JenV's avatar
JenV

TEAM PAYPAL

5
Paypal have been a great help to me, pay in 3 allows me to be able to get things i need without having to pay full amount, thisis a massive help to me, so, Thank you so much Reviewed on: 12th April 2026
Lynn's avatar
Lynn

eaon your account status.

5
eaon your account status.sy to use, and very good information Reviewed on: 12th April 2026
Andy L's avatar
Andy L

paypal has been a reliable and convenient payment pl...

5
paypal has been a reliable and convenient payment platform for me over the years the setup process is straightforward and receiving money is quick and easy whether your paying online purcheses or receiving money i particularly like the added layer of security as you dont have to share your card details with sellers regards jw hopkins Reviewed on: 12th April 2026
j w's avatar
j w

Very good very nice, Paypal is the best!

5
Very good very nice, Paypal is the best!! Reviewed on: 12th April 2026
Sergio D's avatar
Sergio D

10 plus Years of Trust

5
I’ve been using PayPal for more than 10 years, and PayPal Credit has always been a great part of my online shopping experience. It’s super convenient, easy to use, and gives me extra flexibility when making larger purchases. I love how quickly everything goes through at checkout, and managing payments is always straightforward. Over the years, it has proven to be reliable, secure, and very user-friendly. I genuinely trust PayPal Credit and would happily recommend it to anyone who shops online regularly. Reviewed on: 12th April 2026
KITHAIRONAS's avatar
KITHAIRONAS

the safest way to send and receive money

5
the safest way to send and receive money Reviewed on: 12th April 2026
A M's avatar
A M

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