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PayPal: PayPal Credit reviews

4.90
Based on 87,746 reviews, last reviewed 28th Apr 2026
1704750% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for quite a while now, and it... I’ve been using PayPal for quite a while now, and it’s honestly one of the most reliable and convenient payment services out there. Whether I’m shoppi... Read more Reviewed on: 28th April 2026
Glen's avatar
Glen

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87746)

Always good and straight to the point

5
Always good and straight to the point Reviewed on: 12th April 2026

Easy application process and access to money

5
Easy application process and access to money Reviewed on: 12th April 2026

I use PayPal Credit regularly - it’s a great way to...

5
I use PayPal Credit regularly - it’s a great way to stagger payment for things to you need straight away but prefer not to spend the money on in one go! Reviewed on: 12th April 2026

A sure secure way to pay!

5
Have loved using PayPal for the security and peace of mind it gives me. I know my money is secure from fraudulent traders. Reviewed on: 12th April 2026

The activation process is simple and quick..

5
The activation process is simple and quick – you often receive a credit decision in just minutes, without complicated formalities. Everything is clear and hassle-free. I recommend it. Reviewed on: 12th April 2026

This is us with him in my hat lol voice hates his pi...

5
This is us with him in my hat lol voice hates his picture taken. Put me in niqab please withe the caption option 2 Reviewed on: 12th April 2026

Lovely, reliable service , great application

5
Lovely, reliable service , great application Reviewed on: 12th April 2026

Good just getting better and good Experience with P...

5
Good just getting better and good Experience with PayPal Reviewed on: 12th April 2026

I have had many years of PayPal Credit

5
I have had many years of PayPal Credit and it works great with 4 months free interest no one else can beat that. And customer service is excellent with very friendly knowledgeable people. Reviewed on: 12th April 2026

PayPal is the easiest way to transfer money

5
PayPal is the easiest way to transfer money Reviewed on: 12th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review