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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Best % rates for credit I’ve never had a bad experie...

Best % rates for credit I’ve never had a bad experience with PayPal Reviewed on: 6th July 2026

convenient flexible and so easy to use

PayPal is convenient and really flexible and if you get a problem the help you receive is excellent Reviewed on: 6th July 2026

It was always amazing to use PayPal very smooth and...

It was always amazing to use PayPal very smooth and easy to use Reviewed on: 6th July 2026

I use PayPal alot as it has few payment opti...

I use PayPal alot as it has quite a few payment options on which way you want to pay ie pay in 3 with no interest or pay in one. Also if you have a good credit and pay on time your credit limit increases. Excellent company. Reviewed on: 6th July 2026

Best payment tool

Very easy to use. Execellent user experience. Paypal credit is the best payment tools out there. It offers great way to spread cost for purchases. Love it. Reviewed on: 6th July 2026

Always great if I have a problem it's sorted swiftly

Always great if I have a problem it's sorted swiftly Reviewed on: 6th July 2026

Rich with options for better credit management.

Competitive terms, excellent options and service. Multiple credit options bring genuine usefulness to the customer. Pay in 3 is a brilliant concept. Incredibly useful for short term credit on less expensive purchases. Reviewed on: 6th July 2026

Easy to use .

Easy to use . No hassle and good options for purchases. Very happy to use PayPal Reviewed on: 6th July 2026

It's an excellent service, I can't really find any f...

It's an excellent service, I can't really find any faults. The credit and debit are really well designed. I can't find a better credit agreement than PayPal. The customer service is really good too. Reviewed on: 6th July 2026

Very helpful when something didn’t arrive

Very helpful when something didn’t arrive Reviewed on: 6th July 2026

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