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PayPal: PayPal Credit reviews

4.90
Based on 87,765 reviews, last reviewed 28th Apr 2026
1705650% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant App, easy to use I cannot fault PayPal in any way. Have been with them for years. So easy to use.. so many different ways to sort your finances and give you time to... Read more Reviewed on: 28th April 2026
Tracy Brown's avatar
Tracy Brown

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87765)

PayPal , very user friendly...

5
Never had any issues with PayPal , very user friendly Reviewed on: 12th April 2026

Very easy to use and convenient, I have had no prob...

5
Very easy to use and convenient, I have had no problems upgrading my phone thanks to the credit facility already in place Reviewed on: 12th April 2026

Excellent service always there to help

5
Excellent service always there to help Reviewed on: 12th April 2026

PayPal has made my financial transaction easy.

5
PayPal has made my financial transaction easy.App easy to navigate and payment for goods and services is seamless. Reviewed on: 12th April 2026

Paypal credit

5
Used by acciden̈t but had no issues. Reviewed on: 12th April 2026

PayPal offers me the flexibility I need, giving me t...

5
PayPal offers me the flexibility I need, giving me three options using my PayPal account - paying direct from my bank account, PayPal credit or pay in 3 has all the bases covered. The app is very simple to use and payments are made very easy, I would highly recommend it. Reviewed on: 12th April 2026

For me, PayPal gives me a peace of mind whenever am...

5
For me, PayPal gives me a peace of mind whenever am paying for goods or services using PayPal. Am always happy to see PayPal as a payment options, I love it. Thank you PayPal for your services and assistance. Reviewed on: 12th April 2026

PayPal is the best and safest way to pay online.

5
I had a problem before where I bought some things online and didn't receive them. When I notified PayPal, I received a full refund. I make all my online payments through PayPal because it's the safest method. Reviewed on: 12th April 2026

I use PayPal regularly and love its ease of use and...

5
I use PayPal regularly and love its ease of use and bnpl and spreading the cost of a large item really helps in the current economic climate Reviewed on: 12th April 2026

Always good and straight to the point

5
Always good and straight to the point Reviewed on: 12th April 2026

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