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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Very helpful staff and easy to deal with

Very helpful staff and easy to deal with Reviewed on: 6th July 2026

Never had a bad experience excellent service

Never had a bad experience excellent service Reviewed on: 6th July 2026

Good no complaints about service

Good no complaints about service Reviewed on: 6th July 2026

PayPal credit has been simple to use, clear to follo...

PayPal credit has been simple to use, clear to follow when payment is due and makes a really conviennent way of paying for things when it suits. It’s allowed me to make a flexible purchase ahead of payday but then clearly pay it off. Reviewed on: 6th July 2026

Ease to Use

It’s actually the first credit I used and it was so easy to understand and navigate. Reviewed on: 6th July 2026

I never had any issues with payment.

I never had any issues with payment. Sending and receiving money is as easy as it can be. Reviewed on: 6th July 2026

Easy n secure.

Easy n secure.Excellent options to shop Reviewed on: 6th July 2026

10/10 experience

Smooth transactions. Available on Apple Pay also so very convenient. Good looking card. The points system is very handy also so makes you want to spend and earn points to redeem later. Customer service is 10/10. Reviewed on: 6th July 2026

Great credit limit and interest free options

Great credit limit and interest free options Reviewed on: 6th July 2026

A good experience

Never ever had a problem with PayPal with any transaction, I wouldn’t use any other company. PayPal is a name you can trust 100% Reviewed on: 6th July 2026

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