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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145377)

Have been helpful when needed.

5
Have been helpful when needed. Secure and reliable Reviewed on: 29th May 2026

Good overall credit provider and good customer service.

5
Good overall credit provider and good customer service. Reviewed on: 29th May 2026

I’ve used PayPal for over a decade and it’s really c...

5
I’ve used PayPal for over a decade and it’s really convenient and easy to transfer money and pay for things. I use the pay in 3 feature quite often.. I like that all you need is someone’s email address and you can send them money. Reviewed on: 29th May 2026

Easy transaction good interest free time

5
Easy transaction good interest free time Reviewed on: 29th May 2026

Was fantastic, was really easy to apply for and help...

5
Was fantastic, was really easy to apply for and helped when I needed it most Reviewed on: 29th May 2026

Friendly on phone calls, app is easy to use and can...

5
Friendly on phone calls, app is easy to use and can see exactly where you are up to. Been using PayPal for years now and love the PayPal + reward program. Reviewed on: 29th May 2026

I have faith in PayPal they helped me out from what...

5
I have faith in PayPal they helped me out from what seem to have been an attempt by a company called CLICKBANK that tried to SCAM me . They were brilliant! I tall my money refunded. Thank you so much Ppal! You were fantastic. Reviewed on: 29th May 2026

Good customer service.

4
Good customer service. Any issues are dealt with quickly with a positive outcome Reviewed on: 29th May 2026

Very good service and its is amazing

5
Very good service and its is amazing Reviewed on: 29th May 2026

My experience with PayPal is great!

5
My experience with PayPal is great! Reviewed on: 29th May 2026

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