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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,804 reviews, last reviewed 28th Apr 2026
1707450% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Interest free! I use PayPal credit for larger transactions like holidays. I pay within arranged time and no interest incurred. Reviewed on: 28th April 2026
Sharon O's avatar
Sharon O

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87804)

Very poor expriences in all ramification.

1
Very poor expriences in all ramification. Reviewed on: 12th April 2026
Anuoluwapo Adeyemo's avatar
Anuoluwapo Adeyemo

Very fast service.

5
Very fast service. No hassle, great way of paying and getting points. Reviewed on: 12th April 2026
Parm's avatar
Parm

PayPal is good I have a good history but when there...

4
PayPal is good I have a good history but when there is a issue or problem they very often take ages to resolve it and very often they side with the seller or bigger company instead with the consumer. Reviewed on: 12th April 2026
Albert's avatar
Albert

PayPal my preferred option!!

5
The four interest free payments are an excellent way to spread the costs of a larger purchase. The ease of use makes PayPal my preferred option, I also like the security and protection that is offered as a consumer. I will continue to use PayPal credit facility Reviewed on: 12th April 2026
JMCK's avatar
JMCK

Happy customer

5
Easy to use, everything is clear and simple. Reviewed on: 12th April 2026
Jolanta G's avatar
Jolanta G

Good customer service

5
Good customer service and very helpful Reviewed on: 12th April 2026
Maria's avatar
Maria

Great improvement of the quality of my life!

5
PayPal Credit has given me the opportunity to pay for things I couldn’t afford at that moment, such as flight tickets, to be able to be close to my elderly parents 3 times a year, instead of just once. This way the quality of my life, and that of my parents, has greatly improved, and I couldn’t be more grateful to PayPal! Reviewed on: 12th April 2026
Fabbrizio's avatar
Fabbrizio

Simple, flexible, and reliable for everyday use

5
I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and I was able to start using it almost immediately. It’s especially useful for managing larger purchases, as the “Pay in 3” option makes payments much more manageable without putting pressure on my monthly budget. The integration with PayPal payments is seamless, which makes checkout quick and convenient across many websites. I also appreciate how clearly the payment schedule is shown, so it’s easy to keep track and avoid missing payments. So far, everything has worked smoothly with no major issues. As long as you use it responsibly, it’s a very helpful and flexible financial tool. Reviewed on: 12th April 2026
Nay Paing's avatar
Nay Paing

As a night person/worker.

5
As a night person/worker. It is always very convenient, very safe, and helpful in a case I almost run out of cash. Prefer to use my paypal account rather than credit cards. Reviewed on: 12th April 2026
RIc's avatar
RIc

Paypal i use to ensure payment to a 3rd party or mai...

5
Paypal i use to ensure payment to a 3rd party or main store. I find it easy to use Reviewed on: 12th April 2026
Neil K's avatar
Neil K

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