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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I been with PayPal more than 10 years it is good & s...

I been with PayPal more than 10 years it is good & secure app to use Reviewed on: 6th July 2026

Spread cost

Easy to use and set up to spread costs over a long period Reviewed on: 6th July 2026

Just all round great service .

Just all round great service .and very helpfull to buy the more dearer essentials Reviewed on: 6th July 2026

peace of mind

Amazing & reliable, great to have for reassurance being a single mum! great for peace of mind! Reviewed on: 6th July 2026

Very easy to apply lots of useful information given,...

Very easy to apply lots of useful information given, easy to keep on top of as you get reminders overall a very positive experience Reviewed on: 6th July 2026

Amazing service

I like PayPal because I get very quick responses if I have any queries and if there is an option to pay with PayPal, this will be my first to go option. I feel that PayPal will always help and the app is secure Reviewed on: 6th July 2026

Very good experience, would recommend to others

Very good experience, would recommend to others Reviewed on: 6th July 2026

Excellent product-excellent communication

Excellent product-excellent communication Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick, and it’s made managing larger purchases much easier. Payments are simple to track through my PayPal account, and the interest-free offers are very useful when paid on time. I’ve found the service reliable, secure, and convenient for online shopping. Overall, I’m very happy with my experience and would recommend PayPal Credit to anyone looking for a flexible and trusted way to spread the cost of purchases. Reviewed on: 6th July 2026

This is the easiest credit card I have ever had and...

This is the easiest credit card I have ever had and I love the fact that you can spread most purchases over 4 months. Whatever I pay off the card PayPal pays it off which ever interest free purchase is going to finish the soonest. I love it. Reviewed on: 6th July 2026

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