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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

I received was so unexpectedly great, I wanted to l...

I received was so unexpectedly great, I wanted to let someone within PayPal know Reviewed on: 29th May 2026

Been great, allowed me to split my payments when needed

Been great, allowed me to split my payments when needed Reviewed on: 29th May 2026

Secure payment

Good experience for many years. Never had any issues. Customer service always helpful. I strongly recommend using PayPal payment it will give you security in case of any problems with your purchases. Reviewed on: 29th May 2026

Efficient and seamless use.

When i use it is Efficient and seamless Reviewed on: 29th May 2026

Great service, simple and clear systems.

Great service, simple and clear systems. Easy to use and adds value to money management. Reviewed on: 29th May 2026

It was great and farming the only one

It was great and farming the only one Reviewed on: 29th May 2026

I have been using paypal for few years now and it ha...

I have been using paypal for few years now and it has been helpful punching iterm only and while shopping Reviewed on: 29th May 2026

Good review

PayPal is easy to use/ clear and have had no issues yet Reviewed on: 29th May 2026

Late payments

It’s a good service but I personally haven’t had the best experience with the app. I have been late for payments and have been charged late fees which is fine, however it’s supposed to be £12 but I often get charged significantly more which really bothers me because I struggle a lot with money and mental health which keeps me out of work preventing me from earning more than I do from universal credit which hardly covers my bills, let alone other payments that may need to be made unexpectedly causing me to then be late paying paypal payments and then having to pay more. Reviewed on: 29th May 2026

The experience has been great, so far.

The experience has been great, so far. Reviewed on: 29th May 2026

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