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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

A walk in the park

Very easy to set up a purchase and payment schedule Reviewed on: 6th July 2026

Excellent

so easy to use makes life easier having pay pal credit available Reviewed on: 6th July 2026

Confident

Simple straightforward and quicker Reviewed on: 6th July 2026

Really easy to use

Really easy to use and I’m not even computer literate Reviewed on: 6th July 2026

Pay in 3 is good option, overall the PayPal experien...

Pay in 3 is good option, overall the PayPal experience is good. Providing options to pay towards buy now pay later in a targeted way will be appreciated. Reviewed on: 6th July 2026

Everything is so simple and easy

Everything is so simple and easy Reviewed on: 6th July 2026

Safe when ever I use paypal on transactions

Safe when ever I use paypal on transactions Reviewed on: 6th July 2026

Simple and easy

Easy to manage. Simple app to manage your account and very clear info and breakdown about all credit on account Reviewed on: 6th July 2026

Great provider

Good provider for money and credit Reviewed on: 6th July 2026

Review of paypal

Good but could better. Sometimes things can be difficult to understand Reviewed on: 6th July 2026

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