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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145374 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145374)

Its been fine I have had no problems

Its been fine I have had no problems Reviewed on: 29th May 2026

Easy and simple high exchange rate fees

Easy and simple to use but high exchange rate fees Reviewed on: 29th May 2026

First time user.

First time user. Good offer when taking out finance. Would use again if required. Thank you. Reviewed on: 29th May 2026

Kind professional, quick easy

Kind professional, quick easy to speak with staff Reviewed on: 29th May 2026

Excellent service and used flexible instalment

Excellent service and used flexible instalment Reviewed on: 29th May 2026

Communication is fantastic always get notifications...

Communication is fantastic always get notifications when a delivery is due Reviewed on: 29th May 2026

Very easy to manage, excellent communication.

Very easy to manage, excellent communication. Reviewed on: 29th May 2026

used since started under ebay, great free service

used since started under ebay, great free service Reviewed on: 29th May 2026

Alawys easy to use and nothing hidden

Alawys easy to use and nothing hidden Reviewed on: 29th May 2026

Always my go to for online purchases and could never...

Always my go to for online purchases and could never fault their service. Reviewed on: 29th May 2026

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