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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145370)

Very nice service

5
No problems when you need help and very nice people working in customer service Reviewed on: 29th May 2026

Always smooth and supportive when contacting support...

5
Always smooth and supportive when contacting support, The process of paypal is very easy hardly ever need to contact support. Reviewed on: 29th May 2026

PayPal is the safest method of payment for me.

5
PayPal is the safest method of payment for me. I have been scammed but luckily because I used PayPal, I was able to get my money back. Reviewed on: 29th May 2026

Great Experience and Great Customer Service

5
Great Experience and Great Customer Service Reviewed on: 29th May 2026

Handy service, great for paying family and friends

4
Handy service, great for paying family and friends Reviewed on: 29th May 2026

Simple, easy to use.

5
Simple, easy to use. Easy access to cash-flow when required at short notice. On-line app easy to use, keep track of purchases and ease to pay all online. Reviewed on: 29th May 2026

I wouldn't pay any other way for my goods.

5
I wouldn't pay any other way for my goods. Always had excellent service from PayPal and security if anything goes wrong. Reviewed on: 29th May 2026

Never had issues with paypal.

5
Never had issues with paypal. Always been useful for purchases. Makes it easy when everything is in one place Reviewed on: 29th May 2026

What customers want!

5
Easy, quick and pleasant experience overall. Highly recommend Reviewed on: 29th May 2026

Very easy to navigate their app and good solid inter...

5
Very easy to navigate their app and good solid interface Reviewed on: 29th May 2026

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