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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy, secure would recommend PayPal credit

Very easy process using PayPal credit. Never had an issue figuring out the app, paying off my credit and setting up a direct debit is super easy so I don't have to worry too much about whether I pay off before the 4 months. It is very secure way of paying and I use it on most of my online transactions. Very useful and feel protected. Reviewed on: 6th July 2026

Excellent app very easy to use having the option for...

Excellent app very easy to use having the option for finance helps. Reviewed on: 6th July 2026

Great service and easy to apply, quick response

Great service and easy to apply, quick response Reviewed on: 6th July 2026

My favourite credit company, the pay in 3 is amazing...

My favourite credit company, the pay in 3 is amazing for flexible payments, purchases are secure, money is protected and the app is so easy to navigate. I just cannot rate any lower than the max stars offered Reviewed on: 6th July 2026

I’m always using PayPal for me it’s great when I nee...

I’m always using PayPal for me it’s great when I need money Reviewed on: 6th July 2026

Very good

Very good experience with payments and it's truly important for choosing it Reviewed on: 6th July 2026

I borrowed money and was able to pay it back in mana...

I borrowed money and was able to pay it back in manageable instalments. PayPal always reminded me when payments were due beforehand which help me manage my finances. Reviewed on: 6th July 2026

I'm so glad I have paypal, they have helped me with...

I'm so glad I have paypal, they have helped me with a few financial difficulties, getting money back from flights, and are currently helping me with someone who has tried to scam me on Facebook. If I hadn't rung paypal, I would never of known that the company in question, had also put me on a subscription, which I did not know about. Thank you paypal. Reviewed on: 6th July 2026

Paypal Credit - Good for short term Payments

Paypal credit is great for flexible payments when you don't have the money but their high interest rates are the downside if you're choosing a longer repayment period Reviewed on: 6th July 2026

Good value

Great option to have . When you meed a breather in p paying Reviewed on: 6th July 2026

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