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PayPal: PayPal Credit reviews

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4.90
Based on 88,019 reviews, last reviewed 28th Apr 2026
1717350% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It made my purchase more manageable and affordable a... It made my purchase more manageable and affordable all at the same time. Excellent service and a easier opportunity to buy goods. Reviewed on: 28th April 2026
Kevin C's avatar
Kevin C

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88019)

PayPal credit is a quick and easy way to pay for items

5
PayPal credit is a quick and easy way to pay for items online. I have used it for 10+ years. I was hacked once but the PayPal team helped sort my account with no issues. Reviewed on: 12th April 2026
TR's avatar
TR

Always helpful customer advisors - normally can answ...

5
Always helpful customer advisors - normally can answer questions quickly. Never had an issue with paypal; Reviewed on: 12th April 2026
KLG's avatar
KLG

Excellent easy to use, really helps when purchasing...

5
Excellent easy to use, really helps when purchasing bigger items means you can afford to buy it, Direct debit set up wirh low paymebts so easy ti manage Reviewed on: 12th April 2026
Lisa 's avatar
Lisa

Member for ages I trust papal with all my transactio...

5
Member for ages I trust papal with all my transactions as I am covered and feel safe to make any purchase weither home or international transaction paypal got me covered. Reviewed on: 12th April 2026
Corine m's avatar
Corine m

Best Card Provider out there

5
Faultless The card is perfect the CS is professional. Reviewed on: 12th April 2026
Kevin W's avatar
Kevin W

Pay Pal is a quick way to pay, fast and reliable whe...

5
Pay Pal is a quick way to pay, fast and reliable whenever you want and in any country.It offers a great deal also of currency exchange with fast payment Reviewed on: 12th April 2026
Tatiana 's avatar
Tatiana

I’ve been using PayPal Credit for several months now...

4
I’ve been using PayPal Credit for several months now, mainly for online purchases where I wanted a bit more flexibility with payments, and overall my experience has been very positive. What I like most is how seamlessly it integrates into the PayPal checkout process. There’s no extra hassle—if you’re approved, you can select PayPal Credit instantly, which makes it really convenient for larger purchases. The application process was quick, and I received a decision almost immediately. The promotional offers, especially the “0% interest for 4 months” option, have been particularly useful. As long as you pay it off within the promotional period, it’s a great way to spread the cost without any extra charges. I’ve used this feature a couple of times and found it very manageable. The interface is also straightforward. It’s easy to track your balance, upcoming payments, and transaction history through the PayPal app and website. Payments are simple to make, and I appreciate the reminders that help avoid missing due dates. That said, it’s important to be aware that interest rates after the promotional period can be quite high, so it really only works well if you’re disciplined about repayments. This isn’t a drawback unique to PayPal Credit, but it’s something to keep in mind. Overall, I’d definitely recommend PayPal Credit for anyone who shops online regularly and wants a flexible, short-term financing option. Used responsibly, it’s a very convenient and helpful tool. Reviewed on: 12th April 2026
Otto's avatar
Otto

Fantastic,have a good experience

5
Fantastic,have a good experience Reviewed on: 12th April 2026
Felicia P's avatar
Felicia P

App easy to use and move between different products...

5
App easy to use and move between different products within one interface. Security is also important along with physical cards to support debit and credit is great. This alone makes it a step up in other intermediary financial services Reviewed on: 12th April 2026
John dooley's avatar
John dooley

Fantastic

5
Trouble with transaction I didnt recognise Reviewed on: 12th April 2026
Lesley's avatar
Lesley

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