Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88166 reviews)

View other PayPal products

4.90

Based on 88,166 reviews, last reviewed 28th Apr 2026

1724150% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really helpful when I required assistance. Really helpful when I required assistance. Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (88166)

Had no problems at all and have been very helpfull w...

Had no problems at all and have been very helpfull when ive needed them. Reviewed on: 12th April 2026

Long time paypal user and I have never been unhappy...

Long time paypal user and I have never been unhappy with it. Reviewed on: 12th April 2026

easy paying - very easy to make payments

very easy to make payments, could be good or bad depending on how controlled you are with spending limits. Reviewed on: 12th April 2026

I have only good experience with PayPal, no problem...

I have only good experience with PayPal, no problem with transactions, everything clear and fast Reviewed on: 12th April 2026

It pays to use PAYPAL

all way's great and handy to spread payments over time and affordable perfect customer service I'll use again Reviewed on: 12th April 2026

The easy payment & receipt Company

Been with PayPal for more years than I can remember and it has aways been easy and straightforward to make or receive payments with them plus there are so many ways and opportunities to use the service. On the very rare time I have needed advice or consultation they are easy to get in touch with and have sorted issues promptly. Would definitely recommend them. Reviewed on: 12th April 2026

Quick shop

Found everything I wanted quickly and easily Reviewed on: 12th April 2026

Excellent service and customer service.

Excellent service and customer service. Never had any problems Reviewed on: 12th April 2026

Paypal is always a deciding factor when purchasing i...

Paypal is always a deciding factor when purchasing items. Being able to spread it over 3 months is a great way to purchase big ticket items. Reviewed on: 12th April 2026

The best

Very happy with paypal.alqays there to help Reviewed on: 12th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 488 reviews
Payments
from PayPal 4.92 from 3687 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40286 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub