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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent quick and easy to use PayPal with the 4 mo...

Excellent quick and easy to use PayPal with the 4 months interest free for items over £99 Reviewed on: 6th July 2026

Easy and simple with good customer service, helped m...

Easy and simple with good customer service, helped me to buy my gaming pc. Reviewed on: 6th July 2026

Rock solid reliability

I have been using PayPal for many years and always trust it to work. It’s safe and reliable. Reviewed on: 6th July 2026

LoveeeeLove it and PayPal it’s lovely

Love it and PayPal it’s lovely and staff are so friendly and nice Reviewed on: 6th July 2026

0%interest for 4 months

0%interest for 4 months (on purchases over £99) is probably my favourite feature Reviewed on: 6th July 2026

Amazing service thanks PP

Amazing service so much choice & options to help your needs Reviewed on: 6th July 2026

PayPal is so simple

PayPal is so easy to use, the app presents all your information in a clear and simple way Reviewed on: 6th July 2026

0%interest for 4 month

0%interest for 4 months (on purchases over £99) is probably my favourite feature Reviewed on: 6th July 2026

It was good - easy to arrange the credit and you get...

It was good - easy to arrange the credit and you get confirmation of the interest free period straight away Reviewed on: 6th July 2026

Safe and Secure

PayPal Credit is very easy to arrange. Speaking to a customer service staff member to arrange a direct debit was straight forward and the person I spoke to was very helpful and friendly. Using the credit service gives a great sense of security coupled with ease of use with any online transaction. Reviewed on: 6th July 2026

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