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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145359)

Buyer protection is very reassuring

5
Buyer protection is very reassuring Reviewed on: 29th May 2026

I feel protected when I use PayPal through websites.

5
I feel protected when I use PayPal through websites. Reviewed on: 29th May 2026

highly recommended payment service.

5
Easy, convenient, great support, highly recommended payment service. When ever there has been a form of issue, it is resolved quickly and efficiently. Reviewed on: 29th May 2026

PayPal is great

5
PayPal is great have been using it for years. Would recommend it to anyone. Easy to use, Reviewed on: 29th May 2026

They only look after sellers!

5
Every time I have an issue with a seller they always seem to side with the seller and never look at my point of view. Reviewed on: 29th May 2026

Had no problems using the service, easy to navigate...

5
Had no problems using the service, easy to navigate and useful if you need to spread the cost Reviewed on: 29th May 2026

Great app features give you control over spending an...

5
Great app features give you control over spending and repaying. Reviewed on: 29th May 2026

Never had a problem ?

5
Never had a problem ??????????????? Reviewed on: 29th May 2026

Kind in helping

5
Well had issues with payments ladie was very kind and understanding nice people good service Reviewed on: 29th May 2026

PayPal credit gives me breathing space to pay for mo...

5
PayPal credit gives me breathing space to pay for more expensive items Reviewed on: 29th May 2026

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