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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145342 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145342)

Excellent 10/10

Any problems I’ve ever encountered PayPal customer service has always been so patience and unbelievably helpful, the app is so easy to navigate, everything’s set out so clearly, PayPal credit is a brilliant straight forward option for those who may need time to pay off anything, can’t think of anything that actually needs improving Reviewed on: 29th May 2026

Great convenient way to pay for big and small things...

Great convenient way to pay for big and small things i use it all the time Reviewed on: 29th May 2026

credit card and unsecured

I regret getting a credit card as my credit score gone bad. The blue points PayPal+ are not that valuable and worth while. Ther no good perk and PayPal is insecure. if you got a problem it hard to contact anyone for help. Reviewed on: 29th May 2026

Good sevice ,no complaints,statements on time and yo...

Good sevice ,no complaints,statements on time and you can set a pre date for payment so you dont forget it Reviewed on: 29th May 2026

Fast, reliable and quick service

Fast, reliable and quick service Reviewed on: 29th May 2026

5 Stars Service

PayPal Credit is amazing to have and use it, no extra fees if amount is paid in time, safe payments. Reviewed on: 29th May 2026

Very good credit limit, flexibility in repayments

Very good credit limit, flexibility in repayments Reviewed on: 29th May 2026

Never had any issues, great customer support if ever...

Never had any issues, great customer support if ever we’ve needed them. Reviewed on: 29th May 2026

I’m happy with service and I will recommend to my fr...

I’m happy with service and I will recommend to my friend and family Reviewed on: 29th May 2026

Great offers for interest free period

Great offers for interest free period Reviewed on: 29th May 2026

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