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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Shopping made better

Most of the time when shopping low on funds, but paypal buy and pay on 3 months always helps. Reviewed on: 6th July 2026

Went through nice and quick with out a problem

Went through nice and quick with out a problem Reviewed on: 6th July 2026

I love the fact that you can in 3 days or in instalm...

I love the fact that you can in 3 days or in instalments it’s so flexible Reviewed on: 6th July 2026

Excellent

Done absolute loads with PayPal and never had a problem. Reviewed on: 6th July 2026

A simple and effective means of buying online

A simple and effective means of buying online Reviewed on: 6th July 2026

Very safe

Always had good experiences good customer service and benefits Reviewed on: 6th July 2026

I’m always confident and satisfied whenever I use Pa...

I’m always confident and satisfied whenever I use PayPal for shopping Reviewed on: 6th July 2026

Perfect and trustworthy with high quality communicat...

Perfect and trustworthy with high quality communication Reviewed on: 6th July 2026

Be good to have a chat online for customer servcies...

Be good to have a chat online for customer servcies Reviewed on: 6th July 2026

Simple and fast

Fast and easy with no fuss or complications. Approved instantly Reviewed on: 6th July 2026

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