Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Helpful, easy to pay off PayPal, however could be us...

Helpful, easy to pay off PayPal, however could be useful to select a certain transaction to pay not the whole balance Reviewed on: 6th July 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Times when I had issues with sellers and escalated to PayPal, issue was always resolved Reviewed on: 6th July 2026

Have never had any problems with pay pal even if I h...

Have never had any problems with pay pal even if I had a problem with a product pay pal resolved straight away Reviewed on: 6th July 2026

Very good no issues easy to plan financially

Very good no issues easy to plan financially Reviewed on: 6th July 2026

0% interest deals and pay in 3 have been incredibly...

0% interest deals and pay in 3 have been incredibly helpful over the last 2 years. Reviewed on: 6th July 2026

Easy task

very easy too use and lovely bank Reviewed on: 6th July 2026

Always received outstanding service from paypal

Always received outstanding service from paypal Reviewed on: 6th July 2026

No issues with PayPal credit and I’ve used it for se...

No issues with PayPal credit and I’ve used it for several purchases. Reviewed on: 6th July 2026

Safe and secure

Nice using PayPal for all my payments safe and secure Reviewed on: 6th July 2026

Easy to use.

Easy to use. App is intuitive. Flexible pay and credit. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub