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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145321)

No problems whatsoever would not use anyone else

5
No problems whatsoever would not use anyone else Reviewed on: 29th May 2026

Paypal items

4
I used my PayPal credit to help by baby items. It gave me time to pay off the large items Reviewed on: 29th May 2026

Great and helful services

5
Always feel safe using PayPal and pay in three is always very helpful thankyou Reviewed on: 29th May 2026

Absolutely amazing!

5
Absolutely amazing!!! Easy to use Reviewed on: 29th May 2026

Very good for shopping and happy with it

5
Very good for shopping and happy with it Reviewed on: 29th May 2026

Great app, purchases made easy and app is very clear...

5
Great app, purchases made easy and app is very clear to keep track of spending Reviewed on: 29th May 2026

It does what it says on the tin!

5
It does what it says on the tin! Reviewed on: 29th May 2026

Great and easy to use no haste doing things highly r...

5
Great and easy to use no haste doing things highly recommended Reviewed on: 29th May 2026

Pay Pal Credit : A solid bet

4
Pay Pal credit has always been an excellent service to spread the cost of larger purchases online and acts in a distinct way to a traditional credit card. It's interest free offers and ease of use make it a must use app. Reviewed on: 29th May 2026

i find paypal an amazing pay app

5
i find paypal an amazing pay app Reviewed on: 29th May 2026

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