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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,412 reviews, last reviewed 28th Apr 2026
1735450% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very fast very secure customer service was brilliant... Very fast very secure customer service was brilliant 1 time I had issues Reviewed on: 28th April 2026
Leon C's avatar
Leon C

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88412)

Excellent experience, will recommend to people

5
Excellent experience, will recommend to people Reviewed on: 13th April 2026
Ezekiel A's avatar
Ezekiel A

Tranparent Process

5
Transparent in process and easy for usage. No complex * anywhere. Reviewed on: 13th April 2026
Sumit 's avatar
Sumit

Excellent Service very good experience

5
Excellent Service very good experience Reviewed on: 13th April 2026
Gal Marton's avatar
Gal Marton

Trustworthy platform to spend money.

3
Trustworthy platform to spend money. No need for a physical card and a good amount of time to pay back without intrest. Reviewed on: 13th April 2026
Zoe H's avatar
Zoe H

Really useful service to have available.

5
Really useful service to have available. Reviewed on: 13th April 2026
John's avatar
John

Great service

5
I have never had any problems using PayPal, it's very convenient. Reviewed on: 13th April 2026
GazOrange's avatar
GazOrange

Outstanding An "outstanding balance" on PayPal means...

5
Outstanding An "outstanding balance" on PayPal means your account shows a negative amount (you owe PayPal money). Reviewed on: 13th April 2026
Carlton Vaughton's avatar
Carlton Vaughton

Any troubles I have theres always help , easy access...

5
Any troubles I have theres always help , easy access to all accounts and buyer protection Reviewed on: 13th April 2026
Alex N's avatar
Alex N

Great service recommendations good product quality

4
Great service recommendations good product quality Reviewed on: 13th April 2026
Shaun Ogrady 's avatar
Shaun Ogrady

As a long standing paypal user, its nice to have add...

5
As a long standing paypal user, its nice to have additional options when using purchases. Particularly the credit options where I can split a payment in 3 (across 3 months), or 0% for 4 months. These come in handy for those last minute purchases you need to make and gives you a bit more time to pay over rather than a greater amount in one-go. Reviewed on: 13th April 2026
David B's avatar
David B

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