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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

0% interest for 36 to 48 months is incredible!

I've used PayPal Credit to purchase a few Samsung top of the line smartphones and tablets with 0% interest for 36 to 48 months. That's an incredible value for money credit facility that I can't find anywhere else. Reviewed on: 6th July 2026

Paypal Credit helped me out of a tight spot.

Paypal Credit helped me out of a tight spot. As a pensioner this was very helpful. Reviewed on: 6th July 2026

Paypal.... the best!

I have been with Paypal for many years now, Paypal has evolved so much since the days when i just used to use it for ebay purchases. Along with my Paypal online account which i dont know what i would do without it, I have a Paypal Debit and Credit Card. I find that Paypal is by far yhe best and most secure way to pay for anything online, it is the most trusted payment method by retailers too. Paypal is often copied but never bested... my honest opinion. Reviewed on: 6th July 2026

It’s easy to make payment with PayPal

It’s easy to make payment with PayPal Reviewed on: 6th July 2026

PayPal is my go to credit provider

PayPal is my go to credit provider as it is hassle free, you get 0% interest for up to 12 months, it’s easy to see your balance and you can make payments easily. Reviewed on: 6th July 2026

Statement

The statement is not clear. Because I misunderstood the system I had to pay interest for one of my purchases Reviewed on: 6th July 2026

Easy to apply, easy to use with multiple retailers,...

Easy to apply, easy to use with multiple retailers, clear guidance and support available if needed. Reviewed on: 6th July 2026

Excellent service, sales are protected and the inter...

Excellent service, sales are protected and the interest free for 4 months is a bonus Reviewed on: 6th July 2026

Easy & convenient

PayPal is such an easy option to pay and having four months to pay off PayPal credit is really convenient! Reviewed on: 6th July 2026

Paypal has always provided quick and efficient servi...

Paypal has always provided quick and efficient service when I have had problems and resolved the situation to my satisfaction. I always feel safe paying with PayPal and I use it whenever it is an option. Reviewed on: 6th July 2026

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