Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145299)

Convenient and easy to use

5
Convenient and easy to use. Simplify purchases with added security. Gives confidence when purchasing online from unknown retailers. Reviewed on: 29th May 2026

Paypal is trust worthy in my experiance which is why...

5
Paypal is trust worthy in my experiance which is why i prefer to use it Reviewed on: 29th May 2026

I have found no problem with PayPal and its slot eas...

5
I have found no problem with PayPal and its slot easier Reviewed on: 29th May 2026

It is simple and easy to use and the main thing is i...

5
It is simple and easy to use and the main thing is it is safe which is the best because it give me peace of mind Reviewed on: 29th May 2026

No problems whatsoever.quslity

5
No problems whatsoever.... first class service Reviewed on: 29th May 2026

Speedy and smooth transaction.

5
Speedy and smooth transaction. Mo ey protection for the buyers and sellers. Reviewed on: 29th May 2026

very good company and excellent customer service can...

5
very good company and excellent customer service cant fault it Reviewed on: 29th May 2026

No hassle, friendly customer advisers.

5
No hassle, friendly customer advisers. Reviewed on: 29th May 2026

PayPal is great

5
Credit is available easily. The app is easy to use. All sites accept PayPal. Can pay in instalments Reviewed on: 29th May 2026

When times were hard, PayPal got us through it!!

5
PayPal has helped me get through difficult times when money was not read available. It's helped me provide for my family which I'm grateful for and I will stan by PayPal if they ever need support. Thank you for keeping me happy and my family with clothing when I couldn't afford it. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76197 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products