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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,509 reviews, last reviewed 28th Apr 2026
1739700% increase in 5 star reviews
in the past 90 days
10000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good offers and great support. Good offers and great support. Never had any issues with PayPal credit, the pay later offers are always generous and the app clearly tells you the exp... Read more Reviewed on: 28th April 2026
Robert P's avatar
Robert P

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026
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Slap head
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88509)

Highly recommend paypal..

5
Peace of mind with secure payments customer service team sort out any problems with payments straight away highly recommend PayPal Reviewed on: 13th April 2026
Alice M's avatar
Alice M

PayPal it’s very good ,I’m very happy

5
PayPal it’s very good ,I’m very happy Reviewed on: 13th April 2026
Olga Pieczynska's avatar
Olga Pieczynska

PayPal helps me to pay for things over a period of t...

5
PayPal helps me to pay for things over a period of time that I would not be able to afford to pay for in 1 payment Reviewed on: 13th April 2026
James D's avatar
James D

Easy to use especially when you need money on the...

5
Easy to use especially when you need money on the go Reviewed on: 13th April 2026
V H's avatar
V H

Excellent customer service make things easy

5
Excellent customer service make things easy Reviewed on: 13th April 2026
David A Quarmby's avatar
David A Quarmby

Easy to use and easy to pay.

5
Easy to use and easy to pay. Organized statements and all the features in one page. Reviewed on: 13th April 2026
Freddie's avatar
Freddie

Helped spread the cost of my Christmas shopping...

5
I was able to spread the cost of my Christmas shopping and some other payments over a number of months which helped my budgeting and was extremely helpful to me at what is generally a very expensive time of the year. This was most welcome and a facility I will make use of again. Reviewed on: 13th April 2026
Blair's avatar
Blair

If I had any problems with my transactions they were...

5
If I had any problems with my transactions they were sorted promptly Reviewed on: 13th April 2026
Ian T's avatar
Ian T

its there when needed and a backup ever present

5
its there when needed and a backup ever present Reviewed on: 13th April 2026
Kevin S's avatar
Kevin S

Used PayPal for many years, receiving support with m...

5
Used PayPal for many years, receiving support with multiple purchases, including excellent security measures. Reviewed on: 13th April 2026
Celly P's avatar
Celly P

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