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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Very easy and straightforward no complications and a...

Very easy and straightforward no complications and an immediate decision Reviewed on: 6th July 2026

PayPal credit has really helped me out with sudden v...

PayPal credit has really helped me out with sudden vet bills. It was easy to apply and was told instantly if I had qualified. You can set up a direct debit each month, it is really handy for me to have Reviewed on: 6th July 2026

PayPal has always helped me mange my payments and be...

PayPal has always helped me mange my payments and been fully understanding during times of need. Reviewed on: 6th July 2026

Could not be easier

When the option for PayPal is there, for larger purchases to be able to spread cost in different ways is fantastic, especially for the larger essential buys. A few clicks and it's done! Reviewed on: 6th July 2026

Good customer service as I had a problem that I just...

Good customer service as I had a problem that I just could understand or get my head around it and they put my mind at rest Reviewed on: 6th July 2026

Pay pal is very good your money feels secure when pa...

Pay pal is very good your money feels secure when paying for items and it’s good for returns too Reviewed on: 6th July 2026

PayPal user review

I use PayPal to pay in 4 months. With this I can afford things as a mother on maternity leave and not have to worry about money. This helped me go on a family holiday. I find that PayPal helps with my credit score as well. Reviewed on: 6th July 2026

Always receive prompt action if any issues arise.

Always receive prompt action if any issues arise. Reviewed on: 6th July 2026

PayPal credit fantastic

I use PayPal credit for buying materials for new build house and car parts, and the 0% interest is fantastic Reviewed on: 6th July 2026

Great for organising finances

What I love most about PayPal is the convenience, I don't always have to pull out a physical credit card because I can easily connect and log in securely using just my email address through the app. I also really appreciate having different payment choices, like PayPal Credit. Sometimes in life, you might need to borrow money from someone around you, but having PayPal Credit feels like having a reliable option right there when you need it. Overall, using PayPal makes me feel much more organized with my personal finances because it gives you that extra flexibility and extension when making purchases. Reviewed on: 6th July 2026

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