Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145248 reviews)

View other PayPal products

4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145248)

Never had a problem always feel safer using PayPal

Never had a problem always feel safer using PayPal Reviewed on: 29th May 2026

All good, very satisfied, great service.

All good, very satisfied, great service. Reviewed on: 29th May 2026

Fantastic provider would put them onto anybody reall...

Fantastic provider would put them onto anybody really been helpful for us Reviewed on: 29th May 2026

Customer service was good helped when I had issues

Customer service was good helped when I had issues Reviewed on: 29th May 2026

It's so easy to use no hassle would recommend it to...

It's so easy to use no hassle would recommend it to anyone Reviewed on: 29th May 2026

Buying products in installments is excellent

Buying products in installments is excellent Reviewed on: 29th May 2026

Paypal Credit is a staple to me, I use it more than...

Paypal Credit is a staple to me, I use it more than my credit card and now it comes as a physical card too! Reviewed on: 29th May 2026

I've used it many times and it's really brilliant.

I've used it many times and it's really brilliant. Reviewed on: 29th May 2026

Easy to access with one of the best rate

Easy to access with one of the best rate Reviewed on: 29th May 2026

Positive experience

My experience has always been positive, transactions have been smooth, i have never had any issues. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76127 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub