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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

When I needed assistance they were so helpful, expla...

When I needed assistance they were so helpful, explaining everything clearly as we went along as previously I had confused myself. The were patience and very kind. Reviewed on: 6th July 2026

I like, because i can use shopping a shop, and onlin...

I like, because i can use shopping a shop, and online is well Reviewed on: 6th July 2026

I been using PayPal many years as always happy

I been using PayPal many years as always happy Reviewed on: 6th July 2026

Great interest free payment o...

Very clear information great interest free payment over four months Reviewed on: 6th July 2026

First Class Service

First class service from a great company, no issues at all when utilising credit stream. Reviewed on: 6th July 2026

The pay in 3 was a god send ontop of the credit they...

The pay in 3 was a god send ontop of the credit they offer with incentives to pay off early Reviewed on: 6th July 2026

Great service PayPal

Got nothing to moan about always had a great service from PayPal thank you PayPal Reviewed on: 6th July 2026

Great and convenient to use.

Using PayPal is convenient and good for me. I use PayPal for shopping and for security purposes too. Reviewed on: 6th July 2026

An excellent way to get credit if you need it

I applied for PayPal Credit as I needed a way to help pay for some more expensive items.The applications process was swift and very easy to follow and I was accepted within a very short time period. I think this is an excellent way to help with buying larger items as using a credit card or other loans can sometimes have much greater interest or Apr, and the app makes it easier to make payments and keep track of what you've used. Reviewed on: 6th July 2026

Best service

Best app, easy to use , very good service, very quick transaction, everything correct Reviewed on: 6th July 2026

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