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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145168 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145168)

Always easy to use and great options

Always easy to use and great options Reviewed on: 29th May 2026

Great and helpful fir everything

Great and helpful fir everything Reviewed on: 29th May 2026

Have used PayPal for pay in 3 and now have the credi...

Have used PayPal for pay in 3 and now have the credit card which I get points with. Had an issue when I received my credit card but Customer service were excellent. I Everything is running smoothly now and any credits are posted to my account immediately, so I know it will hit my account within a few days. Reviewed on: 29th May 2026

Had a bad experience few months back regarding a fak...

Had a bad experience few months back regarding a fake face mask you went in favour of the seller even though they have scammed thousands of people o got my. Ok bet back by going higher than you Reviewed on: 29th May 2026

Can't fault PayPal it's a great service

Never had major problem everything works as expected truly can't fault PayPal Reviewed on: 29th May 2026

10/10 PayPal took the stress away

I recently had to use PayPal’s buyer protection service after a disappointing experience with an online retailer, and I honestly could not fault the process. What could have been a very stressful and time-consuming dispute felt clear, fair and reassuring from start to finish. The PayPal platform made it easy to provide the relevant information and evidence, and I felt that my concerns were actually being listened to and properly considered. As a customer, that makes a huge difference. When you buy online, especially from a company you haven’t used before, there is always a level of trust involved. Knowing that PayPal is there as a safety net gives real peace of mind. The service was efficient, transparent and genuinely helpful. It reminded me why I choose PayPal whenever it is available at checkout: not just for convenience, but because it offers protection when things go wrong. A 10/10 experience — and one that has made me even more likely to use PayPal in future. Reviewed on: 29th May 2026

When you need help

It really helps. And it works quickly, prompt. Thank you Reviewed on: 29th May 2026

Quick and easy to set up and use to payments...

Quick and easy to set up and use to payments online Reviewed on: 29th May 2026

It's good can be cumbersome in dealing with c...

It's really good can be cumbersome in dealing with complaints Reviewed on: 29th May 2026

Very good to deal with at all times

Very good to deal with at all times Reviewed on: 29th May 2026

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