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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,795 reviews, last reviewed 28th Apr 2026
1752950% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good service, and paypal have always prioritised sec... Good service, and paypal have always prioritised security which is important Reviewed on: 28th April 2026
Matt 's avatar
Matt

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88795)

Overall great experience and very easy

5
Overall great experience and very easy Reviewed on: 13th April 2026
Elaine Hisee's avatar
Elaine Hisee

A very transparent and chill way to have a credit

5
Because they keept the 4 months free interest for such a long time and they release the credit card as well making it just perfect. For me that's the most important as i am feeling free when i am Reviewed on: 13th April 2026
Marius S's avatar
Marius S

Safest way to shop

5
Safest way to shop online due to buyer protection Reviewed on: 13th April 2026
Steven b's avatar
Steven b

Best of all the platforms i have used so far

5
Best of all the platforms i have used so far Reviewed on: 13th April 2026
Ishmam Ahmed Nuhash's avatar
Ishmam Ahmed Nuhash

Never experienced any issues.

5
Never experienced any issues. Always a great experience. Reviewed on: 13th April 2026
Garry Huntington's avatar
Garry Huntington

You seem to have AI glitches that sometimes make nav...

5
You seem to have AI glitches that sometimes make navigating the account counter intuitive and difficult to understand with no obvious resolution as the app just goes into a loop. The human phone assistant was also unhelpful and kept trying to argue instead of resolving the issue. It is not just your app that is affected by this new set of problems caused by the huge AI revolution but I thought you should know. For example one of my middle names and the name that I use most seems to have gone astray which seems to have mightily confused the operator who then became argumentative. I am sure she was not to blame even though she used the phantom name to address me first and then told me that the names did not match. I also have been having difficulty locating my account details in order to resolve any errors they might contain. Reviewed on: 13th April 2026
Normalbillet's avatar
Normalbillet

PayPal has been a life saver in certain situations.

5
PayPal has been a life saver in certain situations. Especially when I’ve had something expensive to buy and haven’t got enough disposable income to make the full payment. Being able to either pay in 3 or spread it over an amount of time interest free is perfect! Reviewed on: 13th April 2026
Mandy Lee's avatar
Mandy Lee

All Good paypal make it easy re transactions

5
All Good paypal make it easy re transactions Reviewed on: 13th April 2026
CHARLES R's avatar
CHARLES R

PayPal is straight forward and easy to use.

5
PayPal is straight forward and easy to use. I have the PayPal app and find it very efficient to use. I have been using PayPal for many years now. Using PayPal is an excellent way to spread the cost of buying an item. It is good to know that they support you if you have any problems with anything. There is an advice line and customer support team to contact on line to answer questions 24 hours a day. Reviewed on: 13th April 2026
Patricia Pawelek's avatar
Patricia Pawelek

I have had a grand experience with PayPal for so man...

5
I have had a grand experience with PayPal for so many years. Reviewed on: 13th April 2026
Mik's avatar
Mik

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