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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144938 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144941)

PayPal Credit has been an incredible source of suppo...

PayPal Credit has been an incredible source of support for me during a time when the rising cost of living has made everyday finances much more challenging. Having access to flexible credit has allowed me to manage essential purchases and spread costs in a way that has eased financial pressure and given me peace of mind when unexpected expenses have arisen. What has stood out most is not only the convenience of the service itself, but also the consistently excellent customer service I have received whenever I have needed help, reassurance, or advice. On the occasions where I have had questions or concerns, the support team have always been professional, understanding, patient, and quick to assist. This level of care has made a genuine difference and has helped me feel supported rather than judged during financially difficult periods. In a climate where many people are struggling with increasing bills and day-to-day expenses, PayPal Credit has provided flexibility, reliability, and reassurance when I have needed it most. I truly appreciate both the service and the customer care I have experienced throughout. Reviewed on: 29th May 2026

I will recommend PayPal always

PayPal is very reliable and efficient and I will highly recommend PayPal. Reviewed on: 29th May 2026

Simple and easy steps is instant so no waiting aroun...

Simple and easy steps is instant so no waiting around for a card in post or anything like that . Really saved me in my time of need. Have used company for years so happy with experience. Never had a problem Reviewed on: 29th May 2026

Great customer service

There was only one 1 instance when a buy now pay later I didn't know how to put money off that so I called to pay it and it was sorted and now u can Reviewed on: 29th May 2026

PayPal credit it easy to use and easy to follow

PayPal credit it easy to use and easy to follow when making payments towards the account. Very handy to have and a lot of retailers will allow you to use is Reviewed on: 29th May 2026

PayPal credit is a fantastic option to have for flex...

PayPal credit is a fantastic option to have for flexible payments, and PayPal in general I would use as a security payment platform as if anything is a scam PayPal is a great help to get the money back. Reviewed on: 29th May 2026

customer service is second to none

customer service is second to none Reviewed on: 29th May 2026

Piece of mind

Never had any issues which is fantastic Reviewed on: 29th May 2026

I frequently use PayPal and will continue to do so a...

I frequently use PayPal and will continue to do so as I have been very happy with my experience. I have contacted customer services in the past and have found them very helpful on all occasions. Reviewed on: 29th May 2026

Great to have at hand when not having that little ex...

Great to have at hand when not having that little extra cash when needing to buy something urgently Reviewed on: 29th May 2026

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