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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

good credit system

Good rates with credit, ease to use and payment back is good terms Reviewed on: 6th July 2026

Easy and very clear on how to use.

Easy and very clear on how to use. Reviewed on: 6th July 2026

Simple and Safe to use.

Simple and Safe to use. Well explained and easy to manage Reviewed on: 6th July 2026

User friendly app

It was easy to apply, and was approved within minutes Reviewed on: 6th July 2026

I have had quick responses to queries and gear custo...

I have had quick responses to queries and gear customer service too. Sorting out issues with a particular seller with professionalism and promptly too. I have had no issues with any requests for using different payment options . Reviewed on: 6th July 2026

Confident in PayPal

I have used PayPal for so long and I am so confident in all my transactions are safe using this product. Reviewed on: 6th July 2026

PayPal credit offers great flexibility, whether it’s...

PayPal credit offers great flexibility, whether it’s a 0% term or pay in 3, PayPal always has it covered. I have been a loyal PayPal user throughout its evolution of some 20 years now and will continue to be as time goes on. Reviewed on: 6th July 2026

Easy to use, notifications are helpful.

Easy to use, notifications are helpful. Reviewed on: 6th July 2026

Fast payment,customer service support,and more

Fast payment,customer service support,and more Reviewed on: 6th July 2026

Paypal credit all the time meets my needs, pay in 3...

Paypal credit all the time meets my needs, pay in 3 or pay later. 10 out of 10 Reviewed on: 6th July 2026

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