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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

4 months interest free always useful

4 months interest free always useful Reviewed on: 6th July 2026

Easy to use

Easy convenient way of paying for things with protection. Never had any issues and accepted in most places. Reviewed on: 6th July 2026

Seamless, would recommend to a friend

Seamless, would recommend to a friend Reviewed on: 6th July 2026

PayPal is efficient and easy to use, I have dealt wi...

PayPal is efficient and easy to use, I have dealt with customer service in the past, and found them straight forward and easy to deal with. Reviewed on: 6th July 2026

It’s been really useful for me for large purchases a...

It’s been really useful for me for large purchases and has been simple to use Reviewed on: 6th July 2026

Good app good benefits, easy to use happy with it, c...

Good app good benefits, easy to use happy with it, couldn't add anything else Reviewed on: 6th July 2026

,fast, convenient, safe.

,fast, convenient, safe. clear credit policy. never had any problems Reviewed on: 6th July 2026

I’ve used PayPal for the last 26 years.

I’ve used PayPal for the last 26 years. I initially used it as an adjunct to EBay, and always knew that if I paid for stuff via EBay with PayPal my money was protected. Over the years PayPal adjudicated on transactions which hadn’t gone smoothly. They are now a fully fledged way of paying for anything everywhere with flexible and convenient ways of splitting up payments for example. Reviewed on: 6th July 2026

PayPal has always been a great to pay for something...

PayPal has always been a great to pay for something and to give time as a family to pay back Reviewed on: 6th July 2026

Paypal Provided financial stability for me.

Paypal Provided financial stability for me.and my family, the app is easy to navigate with great features. I will gladly recommend paypal to my friends and family members. Reviewed on: 6th July 2026

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