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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

I love using PayPal.

I love using PayPal. So easy. So reliable Reviewed on: 28th May 2026

Payments not appear straightaway like other credit a...

Payments not appear straightaway like other credit agencies Reviewed on: 28th May 2026

I'm very happy with my PayPal experience.

I'm very happy with my PayPal experience. Access is always available and transfers are processed quickly. I highly recommend it. Reviewed on: 28th May 2026

My go to for sending money to family and friends

I find using PayPal pay in 3 very useful when making bigger purchases online. I also find PayPal very safe to use..great for sending money for birthdays or collections to friends and family. Reviewed on: 28th May 2026

Great app easy to use.

PayPal is good on reminding upcoming pay tabs schedule regular subscription payments. Having some credit available on account it helps dealing in case of emergency spending. Accessible easy to use application make it user friendly. Reviewed on: 28th May 2026

Always clear and upfront with my PayPal account

Always clear and upfront with my PayPal account Reviewed on: 28th May 2026

PayPal is convenient

PayPal is convenient and extremely easy to use. I can use it for recurring purchases knowing it will be paid and I pay it at the end of the month. Reviewed on: 28th May 2026

Fantastic stuff

Fantastic. App very easy to use. Reviewed on: 28th May 2026

So far so good.

So far so good. Any problems Recommended Reviewed on: 28th May 2026

My experience with paypal has been the best,.

My experience with paypal has been the best, I have been with paypal for over 5+years, and any problems I have had has been resolved almost straight away. I would, and have recommended paypal to family and friends. Reviewed on: 28th May 2026

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