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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,993 reviews, last reviewed 29th Apr 2026
1762200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service with flexible payment in 3 instalm... Excellent service with flexible payment in 3 instalments. Reviewed on: 29th April 2026
Arug 's avatar
Arug

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88993)

Pay pal .perfect

5
Perfect . I recommend. Nigdy nie mam problemu Reviewed on: 13th April 2026
Joanna K's avatar
Joanna K

Great way to manage finances

5
I use PayPal regularly as a great way to spread the cost interest free. Reviewed on: 13th April 2026
Barry John Roberts's avatar
Barry John Roberts

PayPal has been the best for many years and I felt s...

5
PayPal has been the best for many years and I felt safe using their credit card and any transactions I made through them Reviewed on: 13th April 2026
Sinthujan N's avatar
Sinthujan N

Quick efficient and user friendly

5
Quick efficient and user friendly Reviewed on: 13th April 2026
Martina L's avatar
Martina L

Paypal is really quick with responses to questions o...

5
Paypal is really quick with responses to questions on refunds etc. You know excatly what u have to pay and when. It is all clear and straight forward Reviewed on: 13th April 2026
Celene w's avatar
Celene w

I’ve used PayPal for many years, first using PayPal...

5
I’ve used PayPal for many years, first using PayPal credit when I was a uni student needing to buy a laptop and they have been great ever since. Reviewed on: 13th April 2026
Georgia R's avatar
Georgia R

Always great service.

5
Always great service. Never have any problems using PayPal. Reviewed on: 13th April 2026
Dan R's avatar
Dan R

Placed trust in me!

5
PayPal Credit (and Pay in 3!) have allowed me to affordably purchase items AND experiences that otherwise would've been completely out my reach these days. The years of 2020/21 were challenging for all of us and many, like myself, found it difficult to get by yet PayPal placed trust and faith in me where other lenders possibly would've rejected me or written me off as too risky. As a disabled person with multiple lifelong conditions, and as carer to my recently disabled adult son, I have very limited earning and borrowing power through no fault of my own and I am immensely grateful for PayPal's trust in me. As a result I've never missed a payment! Confidence building, credit score building, happiness building. Reviewed on: 13th April 2026
MamaB's avatar
MamaB

Great communication, Great app, easy to use, everyth...

5
Great communication, Great app, easy to use, everything explained, Great experience with credit card. Reviewed on: 13th April 2026
Jackie H's avatar
Jackie H

Been using PayPal for 15 years now.

5
Been using PayPal for 15 years now. There’s nothing that compares to their service on the market. Reviewed on: 13th April 2026
Mark R's avatar
Mark R

Review PayPal: PayPal Credit now

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