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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

I've had a great experience.

I've had a great experience. The interest is competitive and customer service is good when I've needed them and would defintely recommend to others. I can uee my card like I would with any other credit product but also gain poiints which can be redeemed. Reviewed on: 6th July 2026

Very easy to use.

Very easy to use. I use it monthly Reviewed on: 6th July 2026

PayPal credit allows me to stay on top of finances a...

PayPal credit allows me to stay on top of finances and gain rewards. Spreading out the cost helps me afford bigger spends like my son’s birthday presents. Reviewed on: 6th July 2026

Excellent service

Simple, easy to use and lots of options Reviewed on: 6th July 2026

PayPal is very Easy to use and very convenient .

PayPal is very Easy to use and very convenient .it is also very good when phoning custome service there is always someone to talk too very very convenient and very helpful Reviewed on: 6th July 2026

Good and easy to use, no fees if paid off within fou...

Good and easy to use, no fees if paid off within four months. Reviewed on: 6th July 2026

Easy to use .

Easy to use . making payments affordable Reviewed on: 6th July 2026

It’s very convenient and easy to use

It’s very convenient and easy to use Reviewed on: 6th July 2026

I really enjoy using PayPal.

I really enjoy using PayPal. Its straightforward to use and value for money. It suits my needs Reviewed on: 6th July 2026

Been using for over a decade.

Been using for over a decade. Nice, easy and conveniant Reviewed on: 6th July 2026

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