Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144808 reviews)

View other PayPal products

4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144808)

Easy to use, convenient and reliable.

Easy to use, convenient and reliable. Reviewed on: 28th May 2026

Good service to buy and transfer money , and safe

Good service to buy and transfer money , and safe Reviewed on: 28th May 2026

Good all round experiences

Money is well cared for and the facility to pay in installments interest free is excellent Reviewed on: 28th May 2026

A Go To for financial matters

Helpful and professional finance company I’ve used for years. Reviewed on: 28th May 2026

Brilliant so far!!

PayPal Plus has been brilliant for me so far — quick payments, easy to use, and gives customers confidence when paying. Everything’s straightforward to manage, and the cash hits the account fast. Definitely worth having for business.” Reviewed on: 28th May 2026

Very convienent.

Very convienent. Pay in 3 and 4 is very helpful..Makes life less stressful. Reviewed on: 28th May 2026

Very easy to use, its actually been a god send for m...

Very easy to use, its actually been a god send for me and when I used it for my business it helped me out so much Reviewed on: 28th May 2026

So easy to use, and now in alot more places

So easy to use, and now in alot more places Reviewed on: 28th May 2026

Straight forward, great way to spread the cost and b...

Straight forward, great way to spread the cost and build credit score Reviewed on: 28th May 2026

All ways fast and easy to pay with paypal

All ways fast and easy to pay with paypal Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75539 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub