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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144806)

When making a payment it takes ages to go through co...

4
When making a payment it takes ages to go through compared to other creditors that take payment instantly Reviewed on: 28th May 2026

5star for sure

5
Very good I am very happy thank you Reviewed on: 28th May 2026

It’s chill heard good things about it

5
It’s chill heard good things about it Reviewed on: 28th May 2026

Very quick and easy to use, faster check out and pay...

5
Very quick and easy to use, faster check out and pay in 3 options. Reviewed on: 28th May 2026

Very efficient and communication good

5
Very efficient and communication good Reviewed on: 28th May 2026

The % interest free options are great

5
The % interest free options are great Reviewed on: 28th May 2026

It’s fine slightly unhelpful when trying to get an i...

4
It’s fine slightly unhelpful when trying to get an issue resolved but otherwise fine Reviewed on: 28th May 2026

I love Paypal, easy to use and excellent customer se...

5
I love Paypal, easy to use and excellent customer service. Reviewed on: 28th May 2026

Paypal should be pay bestie

5
Paypal is a fantastic, trustworthy tool .been with them for years,never let me down Reviewed on: 28th May 2026

They have been really great throughout and offered a...

5
They have been really great throughout and offered a great offer to me. Was a clean and simple process and paying it back has been affordable and secure. Reviewed on: 28th May 2026

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