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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Easy to use

Applied for and was accepted for PayPal Credit. Good opening credit limit and so easy to use online for purchases. Have purchased quite a few items using PayOal Creditv as it saves time tying in credit/debit card details log in to PayPay choose Credit as the payment option and away you go. Reviewed on: 6th July 2026

User friendly

Really easy to navigate app. Pre approved made purchase easy. Reviewed on: 6th July 2026

When I need a fast transaction PayPal has helped eve...

When I need a fast transaction PayPal has helped every time. Offers to pay later or in instalments gives me a choice to budget in my buys. Reviewed on: 6th July 2026

No hassle anytime Ive had to contact them

No hassle anytime Ive had to contact them Reviewed on: 6th July 2026

Great options on payment plans, especially with 0% f...

Great options on payment plans, especially with 0% for 4 months helps me out of unplanned necessary purchases Reviewed on: 6th July 2026

Always a convent way to pay.

Always a convent way to pay. Useful service when it comes to buying items online and safe. Reviewed on: 6th July 2026

Pay pal is a good way to pay for purchases with conf...

Pay pal is a good way to pay for purchases with confidence that PayPal backup service is excellent peace of mind when shopping Reviewed on: 6th July 2026

Great, very helpful ...

Great, very helpful Will use again Reviewed on: 6th July 2026

Great for interest free credit find it very easy to...

Great for interest free credit find it very easy to use. Reviewed on: 6th July 2026

Easy to use and great when I had to phone to check s...

Easy to use and great when I had to phone to check something the customer service guy was 5 stars Reviewed on: 6th July 2026

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