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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89008 reviews)

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4.90

Based on 89,008 reviews, last reviewed 29th Apr 2026

1762900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great experience from customer service team. Great experience from customer service team. Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89008)

Have PayPal for year's now always has my back, easy...

Have PayPal for year's now always has my back, easy to use and never had any problems with it, I know I can shop with confidence I absolutely love my PayPal don't now how I would do without it. Its a shame they stopped the credit finance where you can buy and pay within 2 years slowly that was an absolute game changer as you can buy and pay over time with any hassle I actually miss that option other then that I wouldn't trust any others I highly recommend it and hope they bring the finance credit back Reviewed on: 13th April 2026

Excellent

The Best excellent service many situation free interest rates option number one for me every time that is available now more than ever with the physical credit card is perfect. Reviewed on: 13th April 2026

Handy and easy to manage when funds are tight.

Handy and easy to manage when funds are tight. No late fees and can use in lots of places. Reviewed on: 13th April 2026

A great experience using pay Pal credit as they offe...

A great experience using pay Pal credit as they offer low interest and interest free option. Reviewed on: 13th April 2026

I've had problems in the past but customer service s...

I've had problems in the past but customer service sorted it out promptly. The only problem I have as if I use the credit option it does take time to show coming out and when paying off the credit option it also takes time to show payment was made? Reviewed on: 13th April 2026

Pay pal .perfect

Perfect . I recommend. Nigdy nie mam problemu Reviewed on: 13th April 2026

Great way to manage finances

I use PayPal regularly as a great way to spread the cost interest free. Reviewed on: 13th April 2026

PayPal has been the best for many years and I felt s...

PayPal has been the best for many years and I felt safe using their credit card and any transactions I made through them Reviewed on: 13th April 2026

Quick efficient and user friendly

Quick efficient and user friendly Reviewed on: 13th April 2026

Paypal is really quick with responses to questions o...

Paypal is really quick with responses to questions on refunds etc. You know excatly what u have to pay and when. It is all clear and straight forward Reviewed on: 13th April 2026

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