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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Most reliable way to pay online

Most reliable way to buy online .. Reviewed on: 6th July 2026

No problem positive

No problem all good great job would recommend using it . Reviewed on: 6th July 2026

I had a very best experience with Paypal specificall...

I had a very best experience with Paypal specifically Paypal Credit Reviewed on: 6th July 2026

It is easy to use and so can understand all the cond...

It is easy to use and so can understand all the conditions easily Reviewed on: 6th July 2026

Straight foward and easy.

Straight foward and easy. No hassle Reviewed on: 6th July 2026

Safe and quick and great customer service

Generally always use PayPal on online purchases as it’s quicker, smoother and safest way. Reviewed on: 6th July 2026

I love the pay in 3.

I love the pay in 3. None of the interest and all of the flexibility Reviewed on: 6th July 2026

Easy to use!

Easy to use! And super safe! I use PayPal for most things now to stay safe and secure Reviewed on: 6th July 2026

Safe and secure

PayPal makes me feel secure when I use it, if anything happens with an order I know they are there to help and sort things out Reviewed on: 6th July 2026

I’ve had an excellent experience with PayPal credit...

I’ve had an excellent experience with PayPal credit since I’ve been a customer. Ignore had to call, staff have always been friendly, professional and accommodating, offering safe guidance and seeing me as a person not just a debtor to them. If I’m honest, that approach was refreshing and a genuine surprise - I was expecting cold, rigid and uncaring service but it has been the opposite. I have also liked the recommendations every month for partnerships who have offers or sales on. It’s very easy to use the service, pay balances and link to third party sites. I recommend them. Highly. Reviewed on: 6th July 2026

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