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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89047 reviews)

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4.90

Based on 89,047 reviews, last reviewed 29th Apr 2026

1764700% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Smooth easy transactions. Smooth easy transactions. Available widely for payment and easy to plan and pay ahead for big purchases Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89047)

Easier to shop online for all your needs

Easier to shop online for all your needs Reviewed on: 13th April 2026

Suits my needs

Always excellent options that suits my needs, everything from pay in 3 to 0% or buy now pay later Reviewed on: 13th April 2026

Easy to excellent service use.

Easy to use. Never had a problem. Use it all the time. Reviewed on: 13th April 2026

Comes in handy when needing to spend when it’s neces...

Comes in handy when needing to spend when it’s necessary… perfect for spreading the cost. Reviewed on: 13th April 2026

PayPal credit is a life saver for urgent purchases

I have been a customer for many years, never had any issues. PayPal credit comes very handy to split large purchases and pay over 4 months. Also, very comfortable option to pay in 3 for smaller purchases. Application process is easy to follow and takes seconds to complete. What I really like about payments - it allows to set specific date when to make a payment. Reviewed on: 13th April 2026

Can not fault a thing.

Can not fault a thing. Very happy with the service and the whole experience when using PayPal Reviewed on: 13th April 2026

Always there when Ineed credit, The 4 months intrest...

Always there when Ineed credit, The 4 months intrest free is exvellent Reviewed on: 13th April 2026

They was really good when I was trying to chase up a...

They was really good when I was trying to chase up a refund got it in couple of days with paypal Reviewed on: 13th April 2026

Excellent service would recommend it

Excellent service would recommend it Reviewed on: 13th April 2026

PayPal is the master of secure shopping.

PayPal is secure shopping. It's convenient and has numerous ways to use and access your account. PayPal customer service is efficient effective and very fair Reviewed on: 13th April 2026

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