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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144799 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144799)

I like pay later as you can spread the costs over time.

I like pay later as you can spread the costs over time. Easy to apply. Service always working, never had an issue with Reviewed on: 28th May 2026

Flexible, safe and versatile credit.

I find having PayPal credit very flexible and a constructive way to manage my account.It is a safe and convenient way to pay on-line and protects me from fraud.. Reviewed on: 28th May 2026

Always been a good back up to use.

Always been a good back up to use. I normally use it for the buy and pay in 3 or for sites which use it for interest free. Its come in clutch for a back up when I need to pick something up before payday Reviewed on: 28th May 2026

Some more work needed to protect the buyer.

Customer service nearly always sides with the seller in an event when an item goes missing. Very poor insurance if anything goes wrong. Reviewed on: 28th May 2026

Interest free payments

I love tje ability to spread my payments over 4 months Reviewed on: 28th May 2026

Always there, when needed, best support

Always there, when needed, best support Reviewed on: 28th May 2026

Enabled a much needed holiday.

Good service, very convenient. I was able to book a holiday do me and my wife last minute just before payday, which just what we needed after a really tough year. Without PayPal we wouldn’t have been able to go. Reviewed on: 28th May 2026

I have used PayPal for a number of years now and hav...

I have used PayPal for a number of years now and have always found them easy to use and very helpful jf I have any questions. I would definitely recommend PayPal to friends and family and already have. Reviewed on: 28th May 2026

It’s alright , I’ve been given credit very easily bu...

It’s alright , I’ve been given credit very easily but the repayments could be made easier to understand Reviewed on: 28th May 2026

I have used PayPal for 20 years or so and have never...

I have used PayPal for 20 years or so and have never had a bad experience. Customer service has been very good when I’ve had any issues with sellers/companies. I love the pay in 3. I also love the pay in 4 months, but a bit too much! Reviewed on: 28th May 2026

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