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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

No issues

Had no issues, very easy setup, always use the service Reviewed on: 6th July 2026

Very easy to use, pay for items and pay off...

Very easy to use, pay for items and pay off the credit Reviewed on: 6th July 2026

Fantastic service

Easy to use and quick to reply. Allows me to buy with confidence. Means when I see something I really want I don’t have to wait. Reviewed on: 6th July 2026

Can’t recommend it enough!

PayPal for me has been there each and every time I pay for new or older things via eBay. I have used pay in 3 multiple times I’ve lost count but it’s been there so I can reach pay day. I can’t recommend it enough. Paypal credit has been a god send when out I use it and gain the points aswell. It’s my go to and it has been very good to me for years and it can for you. Reviewed on: 6th July 2026

Easy to use and reliable

I've had a positive experience with PayPal Credit. The application process was straightforward, managing my account has been simple, and payments have been easy to make. The service has been reliable, and I appreciate the flexibility it provides for larger purchases. Overall, I'm satisfied with my experience and would recommend PayPal Credit to others looking for a convenient credit option. Reviewed on: 6th July 2026

My Go To payment method!

I’ve been using PayPal for several years and have always found it extremely easy to use, secure, and reliable. The payment method is accepted by almost every retailer I shop with, which makes online purchases quick and convenient. One of the things I value most is the excellent customer service. Whenever I’ve needed assistance, support has been responsive and helpful, giving me confidence that any issues will be resolved quickly. The PayPal Pay in 3 option has been particularly useful for me. When I moved into my new home, it allowed me to spread the cost of furnishing the house and purchasing essential appliances without putting too much strain on my budget. The application process was straightforward, and I appreciated that there were no hard credit checks involved. Overall, PayPal has made managing purchases much easier, and I would highly recommend it to anyone looking for a secure, flexible, and widely accepted payment solution. Reviewed on: 6th July 2026

Easy and straightforward to use.

Easy and straightforward to use. Reviewed on: 6th July 2026

PayPal has really help me with my finances

PayPal has really help me with my finances Reviewed on: 6th July 2026

very simple, efficient and clear.

very simple, efficient and clear. Reviewed on: 6th July 2026

Always there

Never let you down. Easy to use and keep up to with your expenditure. Accepted in many places makes it the go to provider. Reviewed on: 6th July 2026

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