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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144794 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144794)

It's convenient and easy to navigate.

It's convenient and easy to navigate. Secure too Reviewed on: 28th May 2026

Love pay pal credit - fair, reliable and has helped...

Love pay pal credit - fair, reliable and has helped us in many situations before payday. Reviewed on: 28th May 2026

Not sure how to use new card

Not had any problems so far although I haven’t used the new system yet and not sure how to use it for retail purposes if I don’t have funds in the account Reviewed on: 28th May 2026

Easy to use app and facilities, I like the interest...

Easy to use app and facilities, I like the interest free credit option Reviewed on: 28th May 2026

Never had any issues

I have used PayPal for years and have never had an issue Reviewed on: 28th May 2026

Everything is clear and very easy to use

Everything is clear and very easy to use Reviewed on: 28th May 2026

Easy to use.

Easy to use. Very good and safe way to use your money Reviewed on: 28th May 2026

PayPal credit handy to have

It is handy to be able to spread your expenses with PayPal credit Reviewed on: 28th May 2026

Keep up the great work

my experience has been great using PayPal services (I have been using for over 1p years now) Reviewed on: 28th May 2026

Safe, secure and user friendly!

Extremely easy to use and great benefits too. Reviewed on: 28th May 2026

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