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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Great service

Great service friendly and knowledgeable advisor Reviewed on: 6th July 2026

Excellent experiences for everything

Excellent experience for everything Reviewed on: 6th July 2026

PayPal credit easy to use.

I used PayPal credit for the 1st time and found it very easy to apply for and fill the forms in. Reviewed on: 6th July 2026

Easy to use ..

Easy to understand, multiple options to pay for goods, now in card form also .. I’m nearly 60 and PayPal is a must for me Reviewed on: 6th July 2026

Just what I wanted , it's reliable

Just what I wanted , it's reliable Reviewed on: 6th July 2026

Outstanding customer Focused

PayPal have helped me enormously when I have requested a refund and the Company purchased from hasn’t been very helpful Reviewed on: 6th July 2026

Over my time with PayPal it has came to my savour ma...

Over my time with PayPal it has came to my savour many time allowing me time when needed most, Giving flexibility over my income. My biggest and hardest part given my interest rate is to comfortably pay down my credit in which I’ve been paying for quite time. Reviewed on: 6th July 2026

Always efficient friendly and helpful.

Always efficient friendly and helpful. Reviewed on: 6th July 2026

It is a very professional financial service.

It is a very professional financial service, which is very flexible on what it offers to its customers. I trust PayPal implicitly. Reviewed on: 6th July 2026

Still one of the best modern credit systems around

Convenient, straight forward, clear app and website. Easy to set up and run. Pay in 3 is very convenient too. Promotional rates for 4 months free interest is the top thing about it. One assistant helps you manage your spend like that, it’s bingo! Reviewed on: 6th July 2026

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