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PayPal: PayPal Credit reviews

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4.90
Based on 89,248 reviews, last reviewed 29th Apr 2026
1774050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good always top experience. All good always top experience.Happy to use again Reviewed on: 29th April 2026
Maciej T's avatar
Maciej T

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026
Danimal's avatar
Danimal
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89248)

PayPal is attusted way to pay on the i terned for me...

5
PayPal is attusted way to pay on the i terned for me at everyday & luxury sites. Reviewed on: 13th April 2026
Mazza B's avatar
Mazza B

Best On-line payment service!

5
I’ve been using PayPal for years and years. It’s so convenient, keeps my card details safe and has no fuss flexible, interest free, ways to pay, especially useful for those bigger purchases. Reviewed on: 13th April 2026
Rob's avatar
Rob

Pay pal support the pleasures!

5
I've been using a paypal account for several years, which gave me the confidence to buy online, but with paypal credit, the help is on another level. You can manage both your purchases and payments more easily. Pay pal is fantastic, it's just for fun! Reviewed on: 13th April 2026
Lili's avatar
Lili

Do or dieThere has been too many changes in policies.

4
There has been too many changes in policies. Some of the benefits are not clear. Reviewed on: 13th April 2026
JustDtt's avatar
JustDtt

It’s nice service janeral people

5
It’s nice service janeral people Reviewed on: 13th April 2026
Hem k's avatar
Hem k

None to mention

4
N/a at this time nothing to add to this information Reviewed on: 13th April 2026
Julie M's avatar
Julie M

Excellent experience with the customer service and t...

5
Excellent experience with the customer service and the free 4 months free fees charge for purchased. Reviewed on: 13th April 2026
J G's avatar
J G

The app makes repayments simple, but you can also pa...

5
The app makes repayments simple, but you can also pay at your own rate as well as minimum payments. they do very good promotional interest free deals too Reviewed on: 13th April 2026
Joe P's avatar
Joe P

I have used PayPal credit for a while now and it’s g...

5
I have used PayPal credit for a while now and it’s great. Reviewed on: 13th April 2026
Frank Kelser 's avatar
Frank Kelser

Trustworthy.

5
Very easy to use. Clear view. Helpful and trustworthy. Reviewed on: 13th April 2026
Nina Kruk's avatar
Nina Kruk

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