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PayPal: PayPal Credit reviews

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4.90
Based on 89,353 reviews, last reviewed 29th Apr 2026
1778700% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is secure and safe. Paypal is secure and safe. I can garanty to anyone of my family member to use paypal for anything you want to buy online. Have use it, and I am 100% s... Read more Reviewed on: 29th April 2026
Sandussi J's avatar
Sandussi J

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89353)

Never had an issue with PayPal.

5
Never had an issue with PayPal. Always an easy experience and great at refunding if there are issues. Reviewed on: 13th April 2026
Mark A's avatar
Mark A

Easy to use ,helpful with spreading over 4 months.

5
Easy to use ,helpful with spreading over 4 months. Reviewed on: 13th April 2026
james 's avatar
james

Everything is perfect.

5
Everything is perfect. Thanks. Secure and fast payment.Split big payments in 3 is very helpful. Reviewed on: 13th April 2026
Svetoslav Nikolov's avatar
Svetoslav Nikolov

First anything over £100 you get 4 mths at 0%credit...

5
First anything over £100 you get 4 mths at 0%credit to clear it. They’re very quick to deal with a query and explain an outcome. You get points everytime you use the card which goes towards a pot that becomes cash. Reviewed on: 13th April 2026
Leslie H's avatar
Leslie H

Happy customer

5
Never had a problem with paypal, so happy about the product I'm using, good offers. Reviewed on: 13th April 2026
Sandra K's avatar
Sandra K

The APR is competitive

5
The APR is competitive, (yes it could always be lower with ANY lender) but I am often surprised by new offers that counterbalance the “hit” such as 0% for 4 months or Pay in 3 that other lenders either don’t offer or hide, this often gives me the freedom of “do I buy now or wait” Reviewed on: 13th April 2026
Lee H's avatar
Lee H

I use PayPal for years now, is great

5
I use PayPal for years now, is great Reviewed on: 13th April 2026
Nicolae E's avatar
Nicolae E

Pay pal the best 4 months interest free on purchases...

5
Pay pal the best 4 months interest free on purchases what more could you ask for been with pay pal a long time never let you down any problems they sort asap well done pay pal keep it up Reviewed on: 13th April 2026
stephen hollingsworth's avatar
stephen hollingsworth

They provide good customer service and nice offers t...

5
They provide good customer service and nice offers to show I been a long customer for PayPal Reviewed on: 13th April 2026
Cosmin B's avatar
Cosmin B

Easy to use app, quick transfers and money feels sec...

5
Easy to use app, quick transfers and money feels secure. Reviewed on: 13th April 2026
Hannah's avatar
Hannah

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