Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144786)

There for me on a Christmas Eve

5
I have never had problems with PayPal, been using for ages. Once they helped me sort out a dodgy transaction on a Christmas Eve, what else can one wish for? Reviewed on: 28th May 2026

Handy backup to have, very easy app to use and it's...

5
Handy backup to have, very easy app to use and it's secure Reviewed on: 28th May 2026

good feedback and understanding

5
good feedback and understanding; Reviewed on: 28th May 2026

highly recommend

5
Easy to use and very helpful.if ever a problem Reviewed on: 28th May 2026

Adequate

4
It’s always been a basic straightforward resolving of the queries I’ve had Reviewed on: 28th May 2026

Payments are manageable and they are very understand...

5
Payments are manageable and they are very understanding of circumstances. Reviewed on: 28th May 2026

Its an invaluable tool.

5
Its an invaluable tool. I use it several times a week Reviewed on: 28th May 2026

Fantastic and easy to use .

5
Fantastic and easy to use . Offers great payment options , quick and easy transfers from accounts . Or easy savings options with the PayPal balance card Reviewed on: 28th May 2026

Ive had one bad experience i never recieved goods fr...

4
Ive had one bad experience i never recieved goods from a seller paypal sided with the seller never recieved the goods lost £70 The seller clearly didnt send the goods i was one of many from the same seller Reviewed on: 28th May 2026

Very good pay pal credit, easy to use and pay...

5
Very good pay pal credit, easy to use and pay online Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75521 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products