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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Nice to have credit when u just can't afford the item.

Nice to have credit when u just can't afford the item. Love to have. Reviewed on: 6th July 2026

Been with PayPal many years no issues

Been with PayPal many years no issues Reviewed on: 6th July 2026

Always use PayPal no problems at all

Always use PayPal no problems at all Reviewed on: 6th July 2026

No issues at all from me.

No issues at all from me. I use PayPal credit too, it's all good Reviewed on: 6th July 2026

Widely used payment system with purchase protection

It is a widely used payment system, and the advantages are that you do not need to give shops your card details and your purchase is protected by the PayPal guarantee, i.e. you can get your money back, when the product does not arrive. Reviewed on: 6th July 2026

Used PayPal for years for peace of mind online shopp...

Used PayPal for years for peace of mind online shopping. Reviewed on: 6th July 2026

Very easy to use and really useful.

Very easy to use and really useful. Paypal has made the process super easy. It’s also really fast and takes minimal effort. No long screen with forms to fill and doesn’t take much time. Reviewed on: 6th July 2026

Earn points while using your PayPal credit card

Earn points while using your PayPal credit card Reviewed on: 6th July 2026

It has been a great experience using Paypal

It has been a great experience using Paypal Reviewed on: 6th July 2026

PayPal just makes it so easy to balance your finance...

PayPal just makes it so easy to balance your finances with short term solutions. I really like the new pay in 3 methods. This has allowed me to upgrade my life without having to sacrifice time to get it. Reviewed on: 6th July 2026

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