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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal review

Just works! Simple and versatile Reviewed on: 6th July 2026

Value your old existing customer

I dont know how u calculate the credit but my credit was more but after few months when u reviewed my credit limit has been reduced. Although i never missed any payments or neitner delayed. Any customer who looks after his credit should not get reduced automatically. Reviewed on: 6th July 2026

Simple and convenient

Simple and convenient to use, had no trouble. Reviewed on: 6th July 2026

I have been using PayPal Credit for several years wi...

I have been using PayPal Credit for several years without any issues. Customer service is helpfu, professional and reliable Reviewed on: 6th July 2026

PayPal is really flexible and always offer great int...

PayPal is really flexible and always offer great interest rates compared to other credit companies. Reviewed on: 6th July 2026

I am very happy with PayPal service and customer sup...

I am very happy with PayPal service and customer support. Reviewed on: 6th July 2026

Review of PayPal

PayPal have been good for me and have helped me out Reviewed on: 6th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. The application process was quick and straightforward, and once approved, it was easy to start using. The option to spread the cost of purchases has been incredibly helpful, especially for larger expenses. The online account is simple to manage, payments are easy to make, and everything is clearly explained. I also appreciate the security and buyer protection that comes with using PayPal, which gives me extra confidence when shopping online. Customer service has been professional and helpful whenever I've had questions. Overall, PayPal Credit has been a reliable, convenient, and flexible way to manage my purchases. I would definitely recommend it to anyone looking for a trusted and easy-to-use credit option. Reviewed on: 6th July 2026

ok, but sometimes payment for transaction repeated a...

ok, but sometimes payment for transaction repeated and make a mess on my connected account Reviewed on: 6th July 2026

Confidence

The thing I like most about PayPal credit is the confidence you get from having that extra layer of security. I have had several disputes with companies and PayPal have always fought my corner. Reviewed on: 6th July 2026

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