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PayPal: PayPal Credit reviews

4.90
Based on 89,448 reviews, last reviewed 29th Apr 2026
1783200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal - a shopaholic's best friend Paypal has been my go-to online payment platform for years and it's only gotten better with age. From PayPal Credit to PayPal+, I feel positively spoi... Read more Reviewed on: 29th April 2026
Shaquille F's avatar
Shaquille F

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89448)

1st class. Been using PayPal for years!

5
I’ve been using PayPal for several years. The service is faultless. Great pay in 3 feature, keeping out of debt and managing funds that way. It’s always been super secure and reliable too. Could not do without it now! Reviewed on: 13th April 2026

It been good.

5
It been good...................... . Reviewed on: 13th April 2026

Just great!

5
Very straightforward and reliable way of payment, easy repayment options. Reviewed on: 13th April 2026

Always using PayPal credit and the service and commu...

5
Always using PayPal credit and the service and communication is spot on, the % rates are low and very affordable if you can’t pay on time Reviewed on: 13th April 2026

Its helped when needed and rates are good

5
Its helped when needed and rates are good Reviewed on: 13th April 2026

PayPal is fast, easy to use, and reliable.

5
PayPal is fast, easy to use, and reliable. Payments are processed quickly and the service feels safe and convenient for everyday transactions. Reviewed on: 13th April 2026

Easy to use.

5
Easy to use. Very good at handling disputes. Easy way to pay at lots of services. Convenient, Interest free shopping, spreading the cost Reviewed on: 13th April 2026

Good customerservice.

5
Good customerservice. Usefull app Reviewed on: 13th April 2026

A secure way to pay

5
PayPal opened up an other level and secure why to pay, their Pay in 3 helped us at a time when my daughter was in hospital and we needed a different fridge for her medical requirements. Paypal has been brilliant for us. Reviewed on: 13th April 2026

I love PayPal!

5
I love Paypal. It’s always there when I need it. Doesn’t matter what it is-pay in 3, send money, Paypal credit online and as a credit card now. PayPal is always there to help in every situation. Thank you PayPal!! Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review