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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732472230775388601 (144735 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144735)

Love PayPal pay in 3, so easy to use, I use it for e...

Love PayPal pay in 3, so easy to use, I use it for everything Reviewed on: 28th May 2026

Interest free period

It’s handy that they commonly offer a period of several months without interest being added. Reviewed on: 28th May 2026

Easy to share

Simple and easy to use when sharing money with your younger brothers. Pay in 3 has been a great help when strapped for spending money some months. Just a simple and easy app. Reviewed on: 28th May 2026

Pay Pal credit is great.

Pay Pal credit is great. There was a moment when it was terrible because I was being charged interest by mistake which was really stressful but that's all sorted. Reviewed on: 28th May 2026

Great value, payment options and customer service.

As someone who's had a PayPal account since 2008, I've seen the suite of financial *products and services offered by PayPal grow and with he current global financial crisis, become increasingly vital for a lot of people to help manage their finances personally and for business. As both a customer and vendor, I have found their customer service, (via phone calls with human agents) to be very helpful and responsive in a timely manner. It's good to know online purchases are protected, when rogue companies don't deliver products as promised. Highly recommend. Reviewed on: 28th May 2026

Been using PayPal for years, do all my online purcha...

Been using PayPal for years, do all my online purchases through it as more secure, So easy to use & trusted. Reviewed on: 28th May 2026

Great customer service zero complaints

Great customer service zero complaints Reviewed on: 28th May 2026

Brilliant

Used PayPal pay in 3 several times etch time without a problem great service Reviewed on: 28th May 2026

Very easy to use and my go to for payments...

Very easy to use and my go to for payments Reviewed on: 28th May 2026

Just great!

Very straight forward, simple to use and great customer support Reviewed on: 28th May 2026

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