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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

I like it Good

5
Good I like it and is help me more Reviewed on: 6th July 2026

Easy to use and reliable

5
I’ve always found PayPal Credit simple and convenient to use. The app makes it easy to manage payments, check my balance and find answers to most questions without needing to contact anyone. When I have needed support, customer service has been quick to respond and helpful. Overall, I’ve had a positive experience and would recommend PayPal to others. Reviewed on: 6th July 2026

The Smart way to do Business

5
The best way tp pay for safety online, also a Great way to Budget for purchases you really need NOW !! Reviewed on: 6th July 2026

Great customer service

5
I have never received poor service and have always been reminded of future payments which I benefit from. Reviewed on: 6th July 2026

PayPal is amazing

5
I have been with PayPal for around 20 years and never had a problem tgat can not be resolved Reviewed on: 6th July 2026

PayPal is my No1 go to for online purchase.

5
PayPal is my first go to for all purchases for me. I feel a sense of safety when using it. I'm never concerned about scam purchases. Reviewed on: 6th July 2026

Excellent: Very top notch service

5
Very top notch service, excellent and professional Reviewed on: 6th July 2026

Very useful for easy installment payment.

3
Very useful for easy installment payment. Convenience. I like the debit card. Useful for sinking funds. Reviewed on: 6th July 2026

I don’t have any worries with PaPal, no problem gett...

5
I don’t have any worries with PaPal, no problem getting credit and I know that it’s safe and secure Reviewed on: 6th July 2026

Always have my back.

5
Always have my back no matter what the transaction. Reviewed on: 6th July 2026

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