Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732452843588609388 (144727 reviews)

View other PayPal products

4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144727)

PayPal Credit has always been reliable and convenien...

PayPal Credit has always been reliable and convenient for me. The service is easy to use, payments are simple to manage, and I feel confident using it when I need flexibility. Overall, a smooth and trustworthy experience. Reviewed on: 28th May 2026

Best way to pay

Easy to set up and use. Very happy with PayPal for years Reviewed on: 28th May 2026

Easy to contact and C/S are helpful

Easy to contact and C/S are helpful Reviewed on: 28th May 2026

Never have any problems perfect service for years sn...

Never have any problems perfect service for years snd very easy to use Reviewed on: 28th May 2026

Always helpful and so great to speak to about any qu...

Always helpful and so great to speak to about any queries I have I use PayPal as often as it is possible. I have order things from dodgy sites thinking they were legit and PayPal have always got my money back for me Reviewed on: 28th May 2026

Masks spending sooo easy!

Masks spending sooo easy! Loveee it Reviewed on: 28th May 2026

It really makes online payments faster and more conv...

It really makes online payments faster and more convenient, especially with its flexible credit options and “Pay in 3” service that allows me to spread payments over time without interest. The platform is secure, easy to use, and widely accepted across many online stores. Its credit offers give me more financial flexibility while helping me manage purchases without immediate full payment. Overall, PayPal stands out as a reliable payment service that combines convenience, security, and customer-friendly financing options. Reviewed on: 28th May 2026

PayPal is always there to support me when I needed...

PayPal is always there to support me when I needed Reviewed on: 28th May 2026

Makes amazing presents possible

PayPal makes it possible for me to treat my family for special birthdays and occasions and not have to worry about having to find all the money that second! I particularly love the Pay in 3 option. Reviewed on: 28th May 2026

My opinion

All good, works perfectly, no issues, safe payment Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75449 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub