Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Paypal credit is Great

Paypal credit is very helpful when needing to buy stuff and haven't got the full amount to pay for it. Reviewed on: 6th July 2026

Paypal is very useful and secure.

Paypal is very useful and secure and it is easy to pay for online buying. The Pay in Three and Credit is very fair. Helps spread the cost when life is tough. Reviewed on: 6th July 2026

PayPal has helped my family have 2 holidays

PayPal has helped my family have 2 holidays, no problems at all 4 months interest free and paying the balance off once a month. Easy and effective solution Reviewed on: 6th July 2026

Excellent financing tool.

Excellent financing tool. Easy to use, reliable, and the interest free periods are incredibly helpful for budgeting Reviewed on: 6th July 2026

I have been with PayPal for many years and find it e...

I have been with PayPal for many years and find it easy to pay for things and budget Reviewed on: 6th July 2026

Easy to use

I find PayPal app easy to use and very efficient. Amy time I have had an issue it has been dealt with promptly. Reviewed on: 6th July 2026

Paypal is convenient to use.

Paypal is convenient to use. It's generally my go to for most online purchases given how easy it is to use. Its also my go to for purchases from Facebook Marketplace due to its security provided by using Goods and Services Reviewed on: 6th July 2026

I have good experience with the product

I have good experience with the product Reviewed on: 6th July 2026

Have absolutely no issues with PayPal

Have absolutely no issues with PayPal Reviewed on: 6th July 2026

Fiscal card

With PayPal credit card it’s so convenient and I can use it everywhere Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub