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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89602 reviews)

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4.91

Based on 89,602 reviews, last reviewed 29th Apr 2026

1790550% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal never lets you down, if there's any problems,... PayPal never lets you down, if there's any problems, PayPal will sort it out best way possible... Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89602)

A PAYPAL SHOPPERHOLICK

Having a PayPal account has helped me a to purchase things I wouldn’t have, as I am not able to go out shopping very much and it makes my life a lot easier. You have more scope of purchasing from different shops and the interest is excellent, even better with no interest with the pay in three over months. Would recommend to anyone. Reviewed on: 13th April 2026

Very good with great benefits, enjoying the new cash...

Very good with great benefits, enjoying the new cashback/points scheme Reviewed on: 13th April 2026

Everything it says it does, it does.

Everything it says it does, it does. Reviewed on: 13th April 2026

Very good service

Very good service i like this app so much Reviewed on: 13th April 2026

Great reliable way to pay no fuss and hassle.

Great reliable way to pay no fuss and hassle. Reviewed on: 13th April 2026

PayPal service

I've been using PayPal for getting some items I needed but couldn't immediately buy outright. Their credit system is absolutely brilliant. And very easy to manage. I can easy check everything in the app and make payments towards the credit balance. Its lifted a lot of stress. Reviewed on: 13th April 2026

Easy to understand and use

Always had clear guidance on spending and any charges. Reviewed on: 13th April 2026

Very easy to use.

Very easy to use. I like the clear indicators for how mum you can use for Pay in 3 and that Paypal regularly checks and adjusts accordingly where for example if you are not care could get you into hot water. Great service and does what’s it’s supposed to do which is getting the products and services you need. Cannot fault my experience. Well Done PayPal. Reviewed on: 13th April 2026

Very trustworthy!

I have been using PayPal for my transaction for so many years and have found the service so convenient and reliable. Reviewed on: 13th April 2026

It’s very good and very easy and nice experience

It’s very good and very easy and nice experience Reviewed on: 13th April 2026

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