Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,680 reviews, last reviewed 29th Apr 2026
1794150% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Streamlined service . Streamlined service . Simple easy to use service and communication is just right not overly pushed out. Reviewed on: 29th April 2026
Manni's avatar
Manni

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (89680)

Very relatable very relatable trustworthy

5
Very relatable always helpful i always like to use this payment to help my slow payment Reviewed on: 13th April 2026
Anna K's avatar
Anna K

PayPal is very easy to use and a great payment...

5
PayPal is very easy to use and a great payment method Reviewed on: 13th April 2026
Lauren's avatar
Lauren

Good and safe way to buy and convenient and easy pay...

5
Good and safe way to buy and convenient and easy payments that can be spread over time Reviewed on: 13th April 2026
Lloyd's avatar
Lloyd

I’ve always used PayPal for security for items

5
I’ve always used PayPal for security for items Reviewed on: 13th April 2026
Rebecca Sherlock's avatar
Rebecca Sherlock

Great service Easy to use for business and personal.

5
Great service Easy to use for business and personal. Great for ease of use at checkout and helped me amazingly Reviewed on: 13th April 2026
Nicolette S's avatar
Nicolette S

Paypal makes me feel very secure

5
Paypal makes me feel very secure with all my purchases. If the option for Paypal is suggested I always use it as it guarantees a great transaction and service Reviewed on: 13th April 2026
Diana T's avatar
Diana T

I have only ever had to contact PayPal once and the...

5
I have only ever had to contact PayPal once and the person I spoke to was lovely she was really reassuring and sorted my problem very quickly Reviewed on: 13th April 2026
Amy P's avatar
Amy P

PayPal Credit is convenient and easy to use, especia...

5
PayPal Credit is convenient and easy to use, especially for spreading the cost of purchases. The application process was quick and straightforward, and it’s well integrated with PayPal, which makes payments simple. However, the interest rates can be quite high if you don’t pay it off within the promotional period, so you need to be careful. Overall, it’s useful for short-term financing but not ideal for long-term borrowing Reviewed on: 13th April 2026
Armin's avatar
Armin

Paypal Credit

5
Easy to setup and very intuitive, been a customer fir many years, and will continue to be, well done to the team .... Reviewed on: 13th April 2026
Martin J's avatar
Martin J

Paypal Credit is an excellent way of paying for good...

5
Paypal Credit is an excellent way of paying for goods and can be settled at any time Reviewed on: 13th April 2026
brian h's avatar
brian h

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill