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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

My experience of PayPal credit has been really good,...

My experience of PayPal credit has been really good, its easy, flexible and competitive.I like the ease of the process and its accessibility. I think that the way PayPal offers credit will shake things up with formal institutions and make them rethink and evaluate their products. Reviewed on: 6th July 2026

Charged to bank account despite enabling credit

Despite taking PayPal credit, when I made purchases online, it was directly charged to my bank account.This is pathetic. Reviewed on: 6th July 2026

PayPal is so user friendly.

PayPal is so user friendly. The app is fantastic and convenient. I love the different terms for paying especially when I need to get a larger purchase. I can break it down into smaller instalments. I now have the PayPal Debit card as well and the points system is excellent Reviewed on: 6th July 2026

I find paypal very good and secure and easy to...

I find paypal very good and secure and easy to use Reviewed on: 6th July 2026

Great Experience with PayPal.

Writing I've had a great experience using PayPal. It's quick, secure, and easy to use for sending and receiving money, as well as making online purchases. The buyer protection gives me added confidence when shopping, and the app is straightforward and reliable. Customer support has been helpful whenever I've needed assistance. Overall, I highly recommend PayPal for anyone looking for a safe and convenient payment service. Reviewed on: 6th July 2026

Great to contact and always helpful

Great to contact and always helpful Reviewed on: 6th July 2026

Easy to talk to very knowledgeable

Easy to talk to very knowledgeable Reviewed on: 6th July 2026

Payments.

Never had a problem. Always so easy to use & pay. Money easily accessable. Reviewed on: 6th July 2026

Easy and simple to, really quick application with no...

Easy and simple to, really quick application with no fuss Reviewed on: 6th July 2026

Excellent first class easy transactions

So easy to use to send and receive money and pay for purchases, the credit facility with 3 months interest free options and other options suits every need. Would highly recommend PayPal to family and friends. Reviewed on: 6th July 2026

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