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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144720)

Always a very good experience when using paypal

5
Always a very good experience when using paypal Reviewed on: 28th May 2026

incredibly useful

5
so helpful for managing payments Reviewed on: 28th May 2026

Very handy but cumbersome process

4
Payment process frustrating as it does not clear straight away Reviewed on: 28th May 2026

Easy and fast , it was eeficient

5
Easy and fast , it was eeficient Reviewed on: 28th May 2026

I use PayPal for most of my purchases and love that...

5
I use PayPal for most of my purchases and love that I can now get out in google wallet. I feel safe using them, I feel covered should something go wrong. Also love how I can split my large purchase payments and have a choice of how to do so. Reviewed on: 28th May 2026

Easy to set up and use..

5
Easy to set up and use, no hassle just the convenience of using it Reviewed on: 28th May 2026

PayPal is the best out there

5
I always use PayPal for security purposes as I know that they will always help me if any problem with payments. They are reliable, easy to contact and provide me with peace of mind with any transactions that I proceed with. I also love the pay in 3 option which gives me more time to pay for the things that I need. I will always choose PayPal for these reasons. Reviewed on: 28th May 2026

Pay pal is great for money transfers also helping to...

5
Pay pal is great for money transfers also helping to pay things over time it’s a good credit service provider and works for me just fine Reviewed on: 28th May 2026

So easy and quick.

5
So easy and quick. Easy to check balance and account Reviewed on: 28th May 2026

Brilliant very simple to use.

5
Brilliant very simple to use. Great for spreading the cost Reviewed on: 28th May 2026

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