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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732475585214481658 (144706 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144706)

Pay in 3 is brilliant.

Pay in 3 is brilliant. PayPal is secure and easy to use Reviewed on: 28th May 2026

Always safe ank app they always cover you from se...

Been the best bank app they always cover you from sellers Reviewed on: 28th May 2026

Always good customer service when having a issue

Always good customer service when having a issue Reviewed on: 28th May 2026

Always been good and helpful.

Always been good and helpful. customer service very good and helpful. Reviewed on: 28th May 2026

Love the option of pay in 3.

Love the option of pay in 3. Very affordable way to pay with the current challenging affordability for a lot of people Reviewed on: 28th May 2026

Able to use PayPal in majority of my purchases and n...

Able to use PayPal in majority of my purchases and now with bonus for doing so adds more Reviewed on: 28th May 2026

Makes buying affordable,enables me to send gifts to...

Makes buying affordable,enables me to send gifts to oversea family,at instant click of a button,lets me make more expensive purchases,with the payments spread out Reviewed on: 28th May 2026

Excellent 5 star service highly recommend

Excellent 5 star service highly recommend Reviewed on: 28th May 2026

I haven't had dealings with customer service to comm...

I haven't had dealings with customer service to comment on that. However anytime I use PayPal it's easy and convenient. The PayPal credit is also great with interest free for 3 months Reviewed on: 28th May 2026

As a single parent, having access to PayPal Credit a...

As a single parent, having access to PayPal Credit and Pay in 3 has genuinely made life so much easier for me and my daughter. It makes the things we need far more accessible and affordable, especially during difficult times. I’m so grateful for the flexibility and convenience it provides. Thank you, PayPal Reviewed on: 28th May 2026

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