Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89843 reviews)

View other PayPal products

4.91

Based on 89,843 reviews, last reviewed 29th Apr 2026

1801900% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very convenient service. Very convenient service. Feels safe to use Reviewed on: 29th April 2026

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (89843)

A good pal to work with

Excellent service and very safe way of dealing with 3rd party transactions. My preferred way of doing finances. Reviewed on: 13th April 2026

Excellent and secure

I've been using Paypal for years. They offer excellent protection and come up with greeat offers. Their credit card scheme is excellent and noosts credit score and the idea with loyalty points was an incredible addition. I once got scammed too - they were incredibly helpful and fast in resolving and returning the money to me Reviewed on: 13th April 2026

Excellent customer service always with PayPal this i...

Excellent customer service always with PayPal this is their strength. Reviewed on: 13th April 2026

Having my Best Experience.

It makes payments so seamless and the pay back window is without stress. Reviewed on: 13th April 2026

Excellent experience

Everything thing a ask about is answered and dealt with promptly Reviewed on: 13th April 2026

Excellent service brilliant customer service and gre...

Excellent service brilliant customer service and great for everyday use i prefer using paypal rather than my own bank Reviewed on: 13th April 2026

Excellent

PayPal has always been very reliable anytime I purchased goods to make payments and make payments later. Reviewed on: 13th April 2026

Acceptable, Reliable

Reliable,available all around and helpfull in big purchases like paying in three etc etc Reviewed on: 13th April 2026

Exceptional transactions wouldn’t use anyone else.

Exceptional transactions wouldn’t use anyone else.. Reviewed on: 13th April 2026

Very easy to use and is accepted in most places.

Very easy to use and is accepted in most places. Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3687 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40990 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub