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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

The point system is amazing.

The point system is amazing. I have saved so much money using PayPal. The pay in 3 is super and very little effort and direct debits mean it all takes care of itself. It influences where I shop as I will always use PayPal for the points Reviewed on: 6th July 2026

Safe and secure

Safe and secure way to send and receive money. Very trusted by millions of people . Reviewed on: 6th July 2026

PayPal credit helped me spread my bills with a conve...

PayPal credit helped me spread my bills with a convenient monthly payment Reviewed on: 6th July 2026

excellent service, very helpful advice with any prob...

excellent service, very helpful advice with any problems Reviewed on: 6th July 2026

I find PayPal credit very helpful

I find PayPal credit very helpful Reviewed on: 6th July 2026

Sports Card Collector

I collect sports cards so paypals ability to split payments make the expensive affordable via pay in 3! Reviewed on: 6th July 2026

Very easy and helpful, communication was brilliant

Very easy and helpful, communication was brilliant Reviewed on: 6th July 2026

Very happy in every way .

Very happy in every way with the service I get from PayPal Reviewed on: 6th July 2026

I have used PayPal's services now for some years, ap...

I have used PayPal's services now for some years, apart from a minor hiccup never had any problems, and I have used their credit facilities a number of times never had any problems with that side of things applying for credit was relatively easy, well pleased. Reviewed on: 6th July 2026

I find PayPal extremely easy to use.

I find PayPal extremely easy to use. On the couple of occasions that I have problems their staff have been brilliant and resolved the issues for me. Reviewed on: 6th July 2026

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