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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144683)

No quibble Finance good provider

5
No quibble Finance good provider Reviewed on: 28th May 2026

Useful alternative to credo cards

5
PayPal credit gives me the flexibility to spread the cost of my purchases, making it easier to maintain control of my finances. How many more characters do you want me ti type before it is enough for Reviewed on: 28th May 2026

easy to use and reassurance if anything goes wrong.

5
easy to use and reassurance if anything goes wrong. Backed up with great customer service Reviewed on: 28th May 2026

Good rate of interest..

4
Good rate of interest compared to other companies and regular reviews of credit amount. Reviewed on: 28th May 2026

I love using PayPal for all the transactions I been...

5
I love using PayPal for all the transactions I been with PayPal 10 years never had any issue and good thing if my parcel not received PayPal sort very easily so I only trust PayPal and 4 months interest free is bang on Reviewed on: 28th May 2026

Never any problems all good ,used quite a few times...

5
Never any problems all good ,used quite a few times now love the interest free options Reviewed on: 28th May 2026

Love pay pall)) recommend everyone to use

5
Easy to use , perfect service , need money pay pall here for you Reviewed on: 28th May 2026

Easy, hassle free, makes life possible on the move.

5
Easy, hassle free, makes life possible on the move. Reviewed on: 28th May 2026

I use PayPal credit and pay in 3.

5
I use PayPal credit and pay in 3. Both are very reliable and refunded quickly if you send anything back. This is a secure way to pay Reviewed on: 28th May 2026

Great and practical

5
Great and practical there is nothing better than PayPal credit I only have good experience Reviewed on: 28th May 2026

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