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PayPal: PayPal Credit reviews

4.91
Based on 89,929 reviews, last reviewed 29th Apr 2026
1806000% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Paypal Very convenient, easy to use, I have used every platform Reviewed on: 29th April 2026
Shafqat Rana Sayed's avatar
Shafqat Rana Sayed

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (89929)

Really easy to use, flexible options great service

5
Really easy to use, flexible options great service Reviewed on: 13th April 2026

PayPal have been am absolute lifeline in helping bui...

4
PayPal have been am absolute lifeline in helping build my credit rating Reviewed on: 13th April 2026

Never really had any issues to be honest.

5
Never really had any issues to be honest. Reviewed on: 13th April 2026

Straight forward and easy to use

5
Straight forward and easy to use Reviewed on: 13th April 2026

New start

5
I have been using PayPal mostly for my new one man business that I started 2 years ago and couldn’t manage without it got me going Reviewed on: 13th April 2026

Super slick and simple - like a modern fintech

5
Super slick and simple - like a modern fintech Reviewed on: 13th April 2026

General very good, fast service and a great experience

4
General very fast service and a great experience Reviewed on: 13th April 2026

Best credit and debit cards!

5
I've used PayPal for years and have both credit and debit cards with my account which I can earn rewards on when using both cards through PayPal+. It's easier and safer to pay online through PayPal and the credit option has a very good interest rate with no interest if you pay the balance within 4 months. Very good company and customer service! Reviewed on: 13th April 2026

Easy to use, flexible payments, good interest rates

4
Easy to use, flexible payments, good interest rates Reviewed on: 13th April 2026

I have been with PayPal for many years I feel secure...

5
I have been with PayPal for many years I feel secure when it comes to purchase and prefer to pay with pay pal always. Reviewed on: 13th April 2026

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