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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Efficient timely with good finance options too.

Efficient timely with good finance options too. I try and use PayPal wherever I can and most definitely for online transactions. Additionally they help when things go wrong too and negotiate with seller or reimburse. So yeah big thumbs up to PayPal Reviewed on: 6th July 2026

Simple and easy to applying for PayPal credit, lovel...

Simple and easy to applying for PayPal credit, lovely promotions with splitting the cost without interests. Reviewed on: 6th July 2026

You can’t beat PayPal credit!

Really easy way of monitoring your money. I love using PayPal credit for bigger purchases. The app is so easy to use and it’s a pleasant experience trying to do anything with PayPal. Highly recommend it to anyone looking for a financial platform. Reviewed on: 6th July 2026

The best

PayPal is amazing! It's always good help! Thank you PayPal Reviewed on: 6th July 2026

Easy to use, simple terms and good value

Easy to use, simple terms and good value Reviewed on: 6th July 2026

Great platform

For the past 10 years , its been great i am so happy to see more companies using paypal as a paying platform. Very easy to use Reviewed on: 6th July 2026

nazmeen akhtar

I’ve had a really positive experience using PayPal. It’s quick, secure, and makes sending or receiving money incredibly easy. I especially appreciate the buyer protection, which gives me extra confidence when shopping online. The app is straightforward to use, transactions are usually processed quickly, and linking my bank account and cards was simple. Overall, PayPal has been a reliable and convenient payment service that I trust and would happily recommend to others. Reviewed on: 6th July 2026

Superior service, a different class.

Superior service, a different class. Reviewed on: 6th July 2026

I’m so happy to use without any problems

I’m so happy to use without any problems Reviewed on: 6th July 2026

One of the best to choose.

One of the best to choose. Always clear and communicative, when ever you need to make a payment you’re always notified well in advance, along with PayPal points give you a full range of offers and deals that suit everyone Reviewed on: 6th July 2026

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