Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,005 reviews, last reviewed 29th Apr 2026
1809450% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I enjoy paypals easy to use interface and quick cust... I enjoy paypals easy to use interface and quick customer support Reviewed on: 29th April 2026
Rich W's avatar
Rich W

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90005)

Been using PayPal since 2006 and really like the ser...

5
Been using PayPal since 2006 and really like the service and how user friendly the app is. I would however stated it would be good to add additional refund process information Reviewed on: 13th April 2026
Naffisa M's avatar
Naffisa M

.safe money

5
Really helpfull and my money is secure. Reviewed on: 13th April 2026
wayne jobling's avatar
wayne jobling

Always easy to deal with.

5
Always easy to deal with. Friendly customer services Reviewed on: 13th April 2026
Joseph M's avatar
Joseph M

Awesome Company, First Class Service

5
Awesome company, with very good incentives and fair, reasonable rates. First class customer service and care. Flawless in my opinion! All is great, thanks! A++ Reviewed on: 13th April 2026
Steven S's avatar
Steven S

Don’t understand why making a payment to my account...

3
Don’t understand why making a payment to my account can’t be quicker I seem to have had a few missed payments due to the delay of it coming out my account. Surely there is a way of making it straight through now. Reviewed on: 13th April 2026
Anonymous 's avatar
Anonymous

Their customer service is unhelpful some times

3
Their customer service is unhelpful some times Reviewed on: 13th April 2026
Mercy s's avatar
Mercy s

Good service and easy to use.

5
Good service and easy to use. Good credit limits and good App Reviewed on: 13th April 2026
Simon Kong's avatar
Simon Kong

Helps every day.

5
Helps every day. Life changer. Zero interest saves time. Reviewed on: 13th April 2026
Tadas M's avatar
Tadas M

Love pal pal .

5
Love pay pal it safe easy and very convenient handy if you need an emergency purchase Reviewed on: 13th April 2026
Joyce 's avatar
Joyce

Been with PayPal for a while now always been fair ve...

5
Been with PayPal for a while now always been fair very helpful when problems arise best bank in the world Reviewed on: 13th April 2026
Stephen tweedale 's avatar
Stephen tweedale

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill