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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very efficient and very fast service never had a pro...

Very efficient and very fast service never had a problem with PayPal Reviewed on: 6th July 2026

Easy to use, safer than cards online.

Easy to use, safer than cards online. Reviewed on: 6th July 2026

PayPal credit is amazing.

PayPal credit is amazing. It’s so easy to set up and the overview is so simple and clear how much you owe how much you pay back it’s all very easy to use. Reviewed on: 6th July 2026

I am really enjoying using paypal

I am really enjoying using paypal Reviewed on: 6th July 2026

Brilliant customer service, every transaction notified.

Brilliant customer service, every transaction notified. Great customer interface. Everything where you need it and when you need it. Reviewed on: 6th July 2026

I’ve used PayPal for years.

I’ve used PayPal for years. They are good at communicating By chat, email or phone. And never had any issues Reviewed on: 6th July 2026

great service

Lovely, easy to use, friendly interface for all ages. customer service is great too! Great features like 4 months no interest for certain prices, pay in 3, etc. I would definitely recommend paypal credit to those who haven’t used it before. Reviewed on: 6th July 2026

Ewelinaa

I've been with PayPal Credit for quite a few years now. I recommend it. Reviewed on: 6th July 2026

Very smooth , no issues , was easy to submit and the...

Very smooth , no issues , was easy to submit and the interest was not so bad Reviewed on: 6th July 2026

Very helpful and supportive at any given time

Very helpful and supportive at any given time Reviewed on: 6th July 2026

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