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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732489527200603047 (144584 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144585)

PayPal is fantastic

Always had PayPal, reliable and a trusted financial go to Reviewed on: 28th May 2026

Easy, fast, reliable and very simple to use

Easy, fast, reliable and very simple to use Reviewed on: 28th May 2026

Never had a problem using PayPal

Never had a problem using PayPal Reviewed on: 28th May 2026

Easily the best

Easier to use every day all day long Reviewed on: 28th May 2026

Good interest free credit options and excellent cust...

Good interest free credit options and excellent customer service. Reviewed on: 28th May 2026

Security with peace of mind

The protection for good purchased along with the security of card details give peace of mind in making a transaction. Reviewed on: 28th May 2026

Service That Truly Helps

PayPal has been a great support for me. Being able to spread payments over three months interest-free has really helped me manage purchases more comfortably. The service is reliable, easy to use, and gives me confidence when shopping online. Overall, I think PayPal provides an excellent service. Reviewed on: 28th May 2026

Excellent way to make online purchases knowing that...

Excellent way to make online purchases knowing that your info is safe and secure. 4 months of interest free credit on purchases as long as you keep up to date with monthly repayments is great. Get rewarded for using certain services provided Reviewed on: 28th May 2026

The 4 months interest-free.

The 4 months interest-free option is fantastic to spread the cost of large purchases. Reviewed on: 28th May 2026

This is easy

I love this way of credit its always there I dont need to keep applying for it and payments are easy to understand Reviewed on: 28th May 2026

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