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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

All round service, no thrills but perfect

5
Fast payments, clear apr and fees. Easy to pay off early Reviewed on: 6th July 2026

Quick, easy and feel safe to use

5
Quick, easy and feel safe to use Reviewed on: 6th July 2026

Excellent and Fast Service.

5
Excellent and Fast Service. Best Credit Card available on the short if your looking for something quick and reliable. Reviewed on: 6th July 2026

Quick and Eady

5
Easy to set up and completed very quickly Reviewed on: 6th July 2026

So easy to use and keep spending and limits clear...

5
So easy to use and keep spending and limits clear clear Reviewed on: 6th July 2026

HAVE USED PAY PAL FOR SEVERAL YEARS,...

5
HAVE USED PAY PAL FOR SEVERAL YEARS, I FEEL CONFIDENT USING IT AS APPOSSED TO USING MY DEBIT CARD. Reviewed on: 6th July 2026

PayPal gives me confidence when buying goods online

5
PayPal gives me confidence when buying goods online Reviewed on: 6th July 2026

It has come in clutch every time I've needed it, whe...

5
It has come in clutch every time I've needed it, whether for ease or for necessity. Reviewed on: 6th July 2026

PayPal has you covered.

5
PayPal is so easy to use, had a few purchase issues which PayPal sorted effortlessly and efficiently, would recommend as you are always covered with PayPal Reviewed on: 6th July 2026

Excellent really easy and simple to use

5
Excellent really easy and simple to use Reviewed on: 6th July 2026

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