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PayPal: PayPal Credit reviews

4.73
Based on 144,493 reviews, last reviewed 22nd Jun 2026
4305500% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply for and use, comes in really handy for... Easy to apply for and use, comes in really handy for all different types of purchases and added safety on top Reviewed on: 22nd June 2026
Christopher B's avatar
Christopher B

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144493)

Great service!

5
Great service and value for money Reviewed on: 28th May 2026

PayPal credit is a great benefit

5
PayPal credit is a great benefit, flexible spending with 0% over 4 months making life a lot easier! Reviewed on: 28th May 2026

Paypal finance gives you many great options when buy...

5
Paypal finance gives you many great options when buying new stuff. Reviewed on: 28th May 2026

No issue with PayPal

5
Never had an issue with PayPal and not needed to ask them for anything Reviewed on: 28th May 2026

I've been using PayPal for the last 6 years

5
I've been using PayPal for the last 6 years Reviewed on: 28th May 2026

Easy to use and problems solved without hassle

5
Easy to use and problems solved without hassle Reviewed on: 28th May 2026

PayPal is my go to if it is an option for payment.

5
PayPal is my go to if it is an option for payment. It gives you security, flexibility and knowing your purchase is in save hands. Reviewed on: 28th May 2026

Always helpful and easy solve the issue

5
Always helpful and easy solve the issue Reviewed on: 28th May 2026

Good experience.

5
I’ve had a really good experience using PayPal. Would recommend to anyone. Reviewed on: 28th May 2026

Satisfied customer

4
If I ever need my money back PayPal has helped with that Reviewed on: 28th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review