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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Agents and not automated responses

It would be nice to be able to speak to an Agent when one has an issue and not have to deal with automated responses. Reviewed on: 6th July 2026

4 months 0% APR is great.

4 months 0% APR is great. It helps you purchase things you can’t at the time Reviewed on: 6th July 2026

A little help in hand

Use this option when money is tight and I need to budget my finances, as long as paid on time this is a great way to settle your finances securely Reviewed on: 6th July 2026

delightful

easy to deal with. never had any negative experience in my entire time as a customer Reviewed on: 6th July 2026

Great service definitely recommend

Great service definitely recommend Reviewed on: 6th July 2026

PayPal a forefront choice

PayPal credit there when you need them . Exclusive deals and great customer service Reviewed on: 6th July 2026

Excellent service, easy to use, great benefits to use

Excellent service, easy to use, great benefits to use Reviewed on: 6th July 2026

Always Use

Easy to use and instant decision flexible payment options Reviewed on: 6th July 2026

I did buy something online which never arrived and P...

I did buy something online which never arrived and PayPal sorted it quickly & got my Payment back . Very quick and efficient. Reviewed on: 6th July 2026

My PayPal credit account

My PayPal credit account is really good for me to buy what I need it was so simple to set up when I need to query anything the customer service team are so supportive answering any questions that I have Reviewed on: 6th July 2026

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