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PayPal: PayPal Credit reviews

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4.91
Based on 90,093 reviews, last reviewed 30th Apr 2026
1813500% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great service I would like paypal. great service I would like paypal. f Reviewed on: 30th April 2026
Munib A's avatar
Munib A

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90093)

The rewards add up fast and equate to actual cash!

5
I use the rewards often to shop in particular places such as ASOS and Iceland as these are places I would normally shop so I have earned extra points which was then super easy to use at checkout when purchasing anything. PayPal is also always available at checkout of any store/online purchase. Reviewed on: 13th April 2026
Lyn P's avatar
Lyn P

Happy customer

5
I love the fact I have time to pay for purchases over £99 or more longer interest free for 4 months and it’s easy to understand my statements. Reviewed on: 13th April 2026
Gillian F's avatar
Gillian F

Paypal is a great line of credit and

5
Excellent line of credit helps out with monthly bilss Reviewed on: 13th April 2026
Austin Duffy's avatar
Austin Duffy

Perfect app.

4
Perfect app. Easy to use. Secured payment. Reviewed on: 13th April 2026
SiklistangBaduy Atbp's avatar
SiklistangBaduy Atbp

Easy to use and more affordable.

4
Easy to use and more affordable. I definitely recommend PayPal. Reviewed on: 13th April 2026
Judith Drayton's avatar
Judith Drayton

PayPal is great at making purchases on line easy and...

5
PayPal is great at making purchases on line easy and very accessible and most importantly discounts on purchases made on my regular shops Reviewed on: 13th April 2026
Julie W's avatar
Julie W

Easy, Convenient & Helpful

5
I use paypal debit for my shopping and get points, at the same time I have some credit purchasing through paypal credit. Its easy, convenient and helpful, really happy with paypal Reviewed on: 13th April 2026
T Ahmed's avatar
T Ahmed

I like the points you earn for spending.

5
I like the points you earn for spending. Easy to use Reviewed on: 13th April 2026
Mary hollow's avatar
Mary hollow

PayPal is great

5
I always use PayPal as it gives me an extra level of protection. All issues have been dealt with promptly and professionally. Plus now I get points every time I use the debit card. I've already accumulated over £40 to spend on any purchase. Reviewed on: 13th April 2026
Rob B's avatar
Rob B

Never any issues and easy to use and understand.

5
Never any issues and easy to use and understand. Reviewed on: 13th April 2026
Niall K's avatar
Niall K

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