Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144332 reviews)

View other PayPal products

4.73

Based on 144,332 reviews, last reviewed 22nd Jun 2026

4298200% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Got me an out a hole! Got me an out a hole! So supportive also fabulous interest rates for what it is! So easy to use! Super super super!!! Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144332)

Everything is brilliant, everything

Everything is brilliant, everything Reviewed on: 27th May 2026

Pay pal is safe , efficient

Pay pal is safe , efficient very easy process to apply for pay pal payments when the need arrises Reviewed on: 27th May 2026

PayPal Credit in the ideal way to borrow credit.

PayPal Credit in the ideal way to borrow credit. They give you plenty of time to pay back what you owe and should you ever ring their customer services, their staff answer your questions professional and in a very helpful manner. Reviewed on: 27th May 2026

I love PayPal

PayPal is the best credit card I’ve ever used. Reviewed on: 27th May 2026

Brilliant service wouldn’t be without it

Brilliant service wouldn’t be without it Reviewed on: 27th May 2026

Easy to use.

Easy to use. Easy to control. Friendly customer service Reviewed on: 27th May 2026

will forever swear by Paypal.

Absolutely great service and will forever swear by Paypal whether that be online services or using the Paypal card in person. They can also help with getting funds back when you are in a pickle and haven’t received the service you paid for. Reviewed on: 27th May 2026

Paypal have always been exceptionally good

Paypal have always been exceptionally good at handling transaction problems for online purchases. Always feel safe using PayPal. Reviewed on: 27th May 2026

Highly recommend

I use PayPal regularly, and have done for many years. I'm very happy with the service. Reviewed on: 27th May 2026

Easy to set up payments and manage.

Easy to set up payments and manage. Reviewed on: 27th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75039 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub