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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

nothing ,but good experience with paypal.

5
nothing ,but good experience with paypal. Reviewed on: 6th July 2026

Top rate security

5
Everything is so handy with the app and security is top rate Reviewed on: 6th July 2026

easy to use

5
Just so easy to use, keeps payments under control. Reviewed on: 6th July 2026

I have been using PayPal credit for every day shoppi...

5
I have been using PayPal credit for every day shopping for a while and have found it quick easy and efficient. Recently I had a problem with a particular company and PayPal dealt with it within 1 day. Reviewed on: 6th July 2026

I use Paypal credit quite a lot and have experienced...

5
I use Paypal credit quite a lot and have experienced no issue whatsoever. I like the online account, it is very clear and easy to understand. Reviewed on: 6th July 2026

So easy to do.

5
So easy to do. No phone calls emails or anything, perfect. Reviewed on: 6th July 2026

I find PayPal Credit a really good choice of payment...

5
I find PayPal Credit a really good choice of payment when all else fails Reviewed on: 6th July 2026

Love paypal

5
PayPal is fantastic, and gives you a real peace of mind. Reviewed on: 6th July 2026

Pay pal credit is absolutely excellent I have never...

5
Pay pal credit is absolutely excellent I have never had a problem Reviewed on: 6th July 2026

I love PayPal and I frequently use it for everything...

5
I love PayPal and I frequently use it for everything in life Reviewed on: 6th July 2026

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