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PayPal: PayPal Credit reviews

4.91
Based on 90,107 reviews, last reviewed 30th Apr 2026
1814150% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliant man! Reliant man!! I need to win this. I am manifesting the win. Come on manifesting babbbbbbnbyyyyyy Reviewed on: 30th April 2026
Joanne Dodds's avatar
Joanne Dodds

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90107)

I have been using PayPal for years and never had any...

4
I have been using PayPal for years and never had any issues. I know some friends and family have had problems when selling online and have encountered scams, but I personally haven't had an issue yet Reviewed on: 13th April 2026

Amazing, easy to use, recommend to everyone

5
Amazing, easy to use, recommend to everyone Reviewed on: 13th April 2026

Very good

5
Always helpful, I would recommend to anyone as I have had very good experiences with PayPal credit and especially the pay in 3 Reviewed on: 13th April 2026

Great service, will keep on using for years to come.

5
Great service, will keep on using for years to come. Reviewed on: 13th April 2026

The rewards add up fast and equate to actual cash!

5
I use the rewards often to shop in particular places such as ASOS and Iceland as these are places I would normally shop so I have earned extra points which was then super easy to use at checkout when purchasing anything. PayPal is also always available at checkout of any store/online purchase. Reviewed on: 13th April 2026

Happy customer

5
I love the fact I have time to pay for purchases over £99 or more longer interest free for 4 months and it’s easy to understand my statements. Reviewed on: 13th April 2026

Paypal is a great line of credit and

5
Excellent line of credit helps out with monthly bilss Reviewed on: 13th April 2026

Perfect app.

4
Perfect app. Easy to use. Secured payment. Reviewed on: 13th April 2026

Easy to use and more affordable.

4
Easy to use and more affordable. I definitely recommend PayPal. Reviewed on: 13th April 2026

PayPal is great at making purchases on line easy and...

5
PayPal is great at making purchases on line easy and very accessible and most importantly discounts on purchases made on my regular shops Reviewed on: 13th April 2026

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