Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,320 reviews, last reviewed 22nd Jun 2026
4297650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was quick straight forward. It was quick straight forward. Approval in minutes. Overall very pleasant experience. Reviewed on: 22nd June 2026
Bea LS's avatar
Bea LS

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144320)

Excellent Finance Provider

5
Happy to be with PayPal for more than 15 years. Reviewed on: 27th May 2026
Mr MK 's avatar
Mr MK

What i like about PayPal credit was that i was able...

5
What i like about PayPal credit was that i was able to purchase my desired goods at an affordable rate to pay off interest free. Also i was given different payment schedules that suited that particular purchase. I could also pay an additional amount on top of the installments schedule. Reviewed on: 27th May 2026
Andrew B's avatar
Andrew B

Easy, fast and simple

5
Very easy to use and love using it when I’m in need! Reviewed on: 27th May 2026
Jordan W's avatar
Jordan W

Peace of mind

5
Peace of mind for secure transactions, reliable and transparent with regard to terms and fees etc. If a seller doesn’t accept PayPal I won’t purchase. Reviewed on: 27th May 2026
Heather G's avatar
Heather G

Easy to use , easy to access, smooth transactions ev...

5
Easy to use , easy to access, smooth transactions every time Reviewed on: 27th May 2026
David S's avatar
David S

Happy with everything, easy to use.

5
Happy with everything, easy to use. Reviewed on: 27th May 2026
SS's avatar
SS

Good way to pay!

5
They are always accommodating and have great feedback to help you manage your credit Reviewed on: 27th May 2026
KC's avatar
KC

Easy n safe

5
Easy transaction User friendly . I would recommend this PayPal to my friends and family Reviewed on: 27th May 2026
Jeanette's avatar
Jeanette

I have used PayPal credit for a long time its a good...

5
I have used PayPal credit for a long time its a good service that helps you get what you need Reviewed on: 27th May 2026
MRS F Speck's avatar
MRS F Speck

Always found it easy to use and payment reminders an...

5
Always found it easy to use and payment reminders any issues dealt with quickly Reviewed on: 27th May 2026
Marie's avatar
Marie

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill