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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Good and easy

Good easy to deal with along with no worry Reviewed on: 6th July 2026

Always great customer service.

Always great customer service. Helpful and easy to use. Use it for most payment methods for ease. Reviewed on: 6th July 2026

Never had a problem.

Never had a problem. Always fair. Reviewed on: 6th July 2026

PayPal credit review

Pay pal is so easy to use and straight forward. Everything is in one place and protected Reviewed on: 6th July 2026

Valuable indeed.

Valuable indeed. I’ve been using PayPal Credit for a while now, and it’s made managing my purchases so much easier. I like how simple it is to use, especially when I need a little extra flexibility for larger purchases. The account is easy to manage through PayPal, payments are straightforward, and everything is clearly laid out. I’ve also had a good experience with customer service whenever I’ve had questions. As long as you stay on top of your payments, it’s a really helpful and reliable service. Overall, I’m very happy with PayPal Credit and would happily recommend it to others. Reviewed on: 6th July 2026

Easy safe what more pay pal do you need.

Easy safe what more do you need. A company I feel you can trust. Reviewed on: 6th July 2026

PayPalis convenient and safe

I love using PayPal, no messing about finding my card, it is automatically there with my address for delivery. I also know that my card details are not handed out to the company I am buying from. Thus gives me confidence xe if it is a new seller that my card us not being scammed. Reviewed on: 6th July 2026

Happy customer

Happy with the service. Highly recommend. Reviewed on: 6th July 2026

Great provider

Never had a problem with PayPal. Everything has always run smooth and great to have serval payment options available. Reviewed on: 6th July 2026

Great service from PayPal Credit

I have found PayPal Credit very easy to use online and, just like any other credit card, in stores. The app is easy to navigate I found it to be easy to manage my credit. I’d recommend it to friends and family. Reviewed on: 6th July 2026

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