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PayPal: PayPal Credit reviews

4.91
Based on 90,121 reviews, last reviewed 30th Apr 2026
1814800% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast reliable payment, accepted at a lot of places Fast reliable payment, accepted at a lot of places Reviewed on: 30th April 2026
David C's avatar
David C

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90121)

Amazing and great and must get.

5
Amazing and great and must get. I have found it very useful and helps with all sorts of things and helps me management of bills and outdoor shopping Reviewed on: 13th April 2026

PayPal 5 star thanks

5
Money when you need it and always there when needed it Reviewed on: 13th April 2026

PayPal Credit - a life saver for me!

5
PayPal Credit - a life saver for me! I am a happy PayPal customer. 4 months interest free. Where else do you get that?! Exceptional customer service! Reviewed on: 13th April 2026

Trusted by both retailer and customer.

5
Trusted by both retailer and customer. A rare commodity. Reviewed on: 13th April 2026

I have been using PayPal for years and never had any...

4
I have been using PayPal for years and never had any issues. I know some friends and family have had problems when selling online and have encountered scams, but I personally haven't had an issue yet Reviewed on: 13th April 2026

Amazing, easy to use, recommend to everyone

5
Amazing, easy to use, recommend to everyone Reviewed on: 13th April 2026

Very good

5
Always helpful, I would recommend to anyone as I have had very good experiences with PayPal credit and especially the pay in 3 Reviewed on: 13th April 2026

Great service, will keep on using for years to come.

5
Great service, will keep on using for years to come. Reviewed on: 13th April 2026

The rewards add up fast and equate to actual cash!

5
I use the rewards often to shop in particular places such as ASOS and Iceland as these are places I would normally shop so I have earned extra points which was then super easy to use at checkout when purchasing anything. PayPal is also always available at checkout of any store/online purchase. Reviewed on: 13th April 2026

Happy customer

5
I love the fact I have time to pay for purchases over £99 or more longer interest free for 4 months and it’s easy to understand my statements. Reviewed on: 13th April 2026

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