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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Confidence and trust matched with outstanding custom...

Confidence and trust matched with outstanding customer focus and service are an absolute necessity when choosing a finance company. Paypal has all these qualities matched with great technology. Without question the leaders in the market which is why I choose Paypal every time. Reviewed on: 6th July 2026

No issues to date, easy to manage

No issues to date, easy to manage Reviewed on: 6th July 2026

Excellent!

Have been using Paypal for years now. Very convenient and easy way of purchasing things. Reviewed on: 6th July 2026

I like paypal but not great to have high fees if dif...

I like paypal but not great to have high fees if different currencies are used in a transaction Reviewed on: 6th July 2026

I use PayPal fairly regularly, as it helps to spread...

I use PayPal fairly regularly, as it helps to spread the load on more expensive stuff when money a bit short. Also I find it very quick to go through the app. When spreading the payments in into three I don't have to worry about sorting payments, as that taken out automatically each month. You can always check through the app to make sure all is as it should be, and you can rest assured that the security is sound. Reviewed on: 6th July 2026

Love PayPal especially the pay in 3 so easy to use a...

Love PayPal especially the pay in 3 so easy to use and helps out such much with higher prices items Reviewed on: 6th July 2026

Seamless easy to use pay over 3 months interest free...

Seamless easy to use pay over 3 months interest free option Reviewed on: 6th July 2026

As long as you spend over a certain amount, there is...

As long as you spend over a certain amount, there is no interest to pay for 3 months which is great Reviewed on: 6th July 2026

Convenient and trustworthy payment service

Convenient and trustworthy payment service Reviewed on: 6th July 2026

Easy way of making payment and very simple to use...

Easy way of making payment and very simple to use Reviewed on: 6th July 2026

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