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PayPal: PayPal Credit reviews

4.73
Based on 144,307 reviews, last reviewed 22nd Jun 2026
4297050% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was always helped when i had issues. I was always helped when i had issues. Reviewed on: 22nd June 2026
Eugen 's avatar
Eugen

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144307)

Excellent credit provider and company, easy to use a...

5
Excellent credit provider and company, easy to use and understand and superb facility to be able to spread payments over monthly periods. Reviewed on: 27th May 2026

Paypal is part of my everyday

5
I find paypal very helpful both as a payment portal that gives me peace of mind. I also love the buy now pay later or pay over 3months options, they really work for me for larger purchases. Reviewed on: 27th May 2026

Its a pretty good app if u think about it.

5
Its a pretty good app if u think about it. Please i need the money Reviewed on: 27th May 2026

Happy with customer service.

5
Happy with customer service. Good service and I always know through clear communication my account status. Reviewed on: 27th May 2026

Never had an issue in the 8 years I have been a cust...

5
Never had an issue in the 8 years I have been a customer and I use PayPal multiple times a week to pay various bills. Reviewed on: 27th May 2026

Its really easy to use and customer service is excel...

5
Its really easy to use and customer service is excellent. I feel secure using the service and have been using it for years. Reviewed on: 27th May 2026

I got 0% interest on my HP laptop over 3 years.

5
I got 0% interest on my HP laptop over 3 years. Great Reviewed on: 27th May 2026

No problems.

4
No problems. Easy to manage online Reviewed on: 27th May 2026

Really easy to use and help is always available wher...

5
Really easy to use and help is always available where needed! Reviewed on: 27th May 2026

Excellent service and easy to use APP.

5
Excellent service and easy to use APP. Very straight forward process, with results and funds available almost immediately. I applied on the app during a purchase via eBay & selected PayPal as preferred method of payment. Reviewed on: 27th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review