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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Overall, very satisfied sometimes however the app is...

Overall, very satisfied sometimes however the app is not very user-friendly. It takes a while to find what you need. Reviewed on: 6th July 2026

Peace of mind

I have used PayPal for many years and it gives me peace of mind knowing that my transactions are safe. There customer service is excellent especially when I had a problem with an order, it was quickly resolved through their resolution centre. I also have PayPal credit and their rates are pretty favourable, a quick decision and no interest to pay if I pay back on time. Thank you PayPal. Reviewed on: 6th July 2026

I cannot rate PayPal well enough, I think that they...

I cannot rate PayPal well enough, I think that they are absolutely brilliant, it's just so handy that I can just order whatever and PayPal send the money on, I have a 4 month payment scheme also with them which is spot on, I always pay well early to be honest, it's just so handy incase I have a problem or something crops up, I'll be using them for good I'd imagine, its that good in truth. With thanks. Reviewed on: 6th July 2026

I always find using PayPal gives me piece of mind .

I always find using PayPal gives me piece of mind . Reviewed on: 6th July 2026

Interest free options work for me

Interest free options work for me Reviewed on: 6th July 2026

Good review

It’s very handy to spread cost over 3 months or get 4 months interest free period Reviewed on: 6th July 2026

It’s great for all sorts of purchases

It’s great for all sorts of purchases Reviewed on: 6th July 2026

PayPal is fast, secure and easy to use.

PayPal is fast, secure and easy to use. Buyer protection, widespread acceptance and quick payments make it a reliable choice for online shopping. Reviewed on: 6th July 2026

It’s always a seamless, couple of clicks experienc...

It’s always a seamless, ‘couple of clicks’ experience that in 20 yrs of using PayPal, has never gone wrong. Reviewed on: 6th July 2026

Very good experience

Very sure and I had a good experience with services. Definitely I'll continue to use it Reviewed on: 6th July 2026

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