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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90367 reviews)

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4.91

Based on 90,367 reviews, last reviewed 30th Apr 2026

1826250% increase in 5 star reviews

in the past 90 days

10300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My PayPal experience has been nothing but smooth, un... My PayPal experience has been nothing but smooth, understanding and awesome Reviewed on: 30th April 2026

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90367)

Best credit card.

Best credit card. Paypal is amazing and gives 4months interest free Reviewed on: 13th April 2026

Amazing Paypal

Excellent experience. Nothing negative Reviewed on: 13th April 2026

The smart way

Very easy to use, no issues set up to never miss a paymemt Reviewed on: 13th April 2026

PayPal offers great incentives

I’ve never needed to use customer service but I appreciate the incentives that PayPal offers and the app is easy to use. Reviewed on: 13th April 2026

Love it so much helps me when I really need...

Love it so much helps me when I really need it Reviewed on: 13th April 2026

What's not to love

Yhe app is So easy to use.Paypal.meet all my needs and love the new rewards programme. Reviewed on: 13th April 2026

I recently missed a payment on my credit statement a...

I recently missed a payment on my credit statement as I simply forgot to make the payment. One of the lovely people at PayPal rang me to advise me that I was a day late in making payment and asked me if I was OK with making the minimum payment. Being completely embarrassed that I had missed the payment, I obviously immediately paid the amount I had been meaning to pay for a week. The person on the phone was very understanding that I had simply forgot to make the payment due to being busy at work. No extra charges were applied to my account for late fees. I have continued using the PayPal credit option for major purchases because of this. Reviewed on: 13th April 2026

Amazing card

Love how easy it is to use easy to apply Reviewed on: 13th April 2026

Convenient and easy to use

I have been using PayPal Credit for a while now, and it has been a very smooth experience. The application process was quick, and it’s a great way to manage larger purchases with their interest-free offers. Highly recommended for flexible payments! Reviewed on: 13th April 2026

Always feel safe when paying by PayPal, especially o...

Always feel safe when paying by PayPal, especially online. More recently, the offer of points while I spend is great value. I’ve used PayPal for around 20 years, keep up the good work! Reviewed on: 13th April 2026

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