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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal credit comes in very handy for me it’s so eas...

PayPal credit comes in very handy for me it’s so easy and quick to use! I’ve only had to call them once regarding a payment date change and they were so helpful. Reviewed on: 6th July 2026

Not had much to do with customer service.

Not had much to do with customer service, that's why I haven't given full marks, but... everything else has been smooth sailing. Reviewed on: 6th July 2026

Simple and quick service.

Simple and quick service. Very easy to use Reviewed on: 6th July 2026

Only good things to say

Never had a bad experience with PayPal or PayPal credit. Been a customer of both for at least 10 years Reviewed on: 6th July 2026

Very straight forward

Very straight forward to access PayPal credit when making a purchase. All you have to do is just indicate at checkout. Reviewed on: 6th July 2026

Good and easy to use .

Good and easy to use . Jsnskwjvwgwkk Reviewed on: 6th July 2026

Safe and secure...Payments

I use paypal for everything its safe and secure. A brand you can trust... Reviewed on: 6th July 2026

Wonderful idea

PayPal were excellent at times when I needed them to intervene for disputes Reviewed on: 6th July 2026

My experience

Paypal credit has been very useful for things you haven't planned for and in a pinch, but also good for things you have wanted but couldn't afford up front. A fast easy and reliable way of paying. Reviewed on: 6th July 2026

Simple to speak with using old technology (phone calls)

PayPal make transactions simple and by allowing notifications, I’m reminded when I need reminding credit available and where I can use my credit which is 99% of where I shop. I’ve also had questions about my account and taking to them over the phone helped me on numerous occasions. Great and friendly customer service Team. Reviewed on: 6th July 2026

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