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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

PayPal easy and fast to use the app is perfect and a...

5
PayPal easy and fast to use the app is perfect and a fair of her query people get back to me in the same day sometimes it’s secure and I feel like it’s a Reviewed on: 6th July 2026

Excellent experience

5
I rely on PayPal for almond all my financial transactions, local and international. Reviewed on: 6th July 2026

Good service use it all the time

5
Good service use it all the time Reviewed on: 6th July 2026

Pride Abd proud

5
Always felt with cases on vinted and reassured me my scammers money was sent back to me . Able to help pay for my children’s things they needed easy and interest free payments helped my finances. Reviewed on: 6th July 2026

very easy to set up and works really well withing pa...

5
very easy to set up and works really well withing paypal app. Allows you to use PayPal credit options on stores that do not take PayPa; Reviewed on: 6th July 2026

The 3 payment helps me to buy more needed items.

5
The 3 payment helps me to buy more needed items. Also pay later was a plus Reviewed on: 6th July 2026

Hassle free experience.

5
Hassle free experience. good service Reviewed on: 6th July 2026

Amazing experience, everything is fast and reliable.

5
Amazing experience, everything is fast and reliable. Reviewed on: 6th July 2026

Always a good experience have used PayPal for a long...

5
Always a good experience have used PayPal for a long term me and always liked that they move with the times Reviewed on: 6th July 2026

Because I find it really useful and easy to manage p...

5
Because I find it really useful and easy to manage payments, I also use the credit card but not to much and I find it easy to keep track of and payoff Reviewed on: 6th July 2026

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