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PayPal: PayPal Credit reviews

4.91
Based on 90,448 reviews, last reviewed 30th Apr 2026
1830000% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

While I’ve been using I have had no issues easy & ve... While I’ve been using I have had no issues easy & very flexible can’t fault Reviewed on: 30th April 2026
Brendan S's avatar
Brendan S

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026
Sarah James's avatar
Sarah James

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90448)

I've been with paypal for a long time

5
I've been with paypal for a long time Reviewed on: 13th April 2026

only here you find 0% interest for 4months

5
only here you find 0% interest for 4months Reviewed on: 13th April 2026

Excellent service on all accounts

5
Excellent service on all accounts Reviewed on: 13th April 2026

Fast and easy!

5
Fast and easy!Very good for everyone and everything! Reviewed on: 13th April 2026

PayPal is actually very nice.

4
PayPal is actually very nice. The PayPal point. Reviewed on: 13th April 2026

Love using it!

5
I love using it easy and great customer service Reviewed on: 13th April 2026

Had PayPal for a long time now.

5
Had PayPal for a long time now. Always been great. Reviewed on: 13th April 2026

paypal is great

5
it’s very good and i use paypal for almost everything! Reviewed on: 13th April 2026

No fuss or subterfuge; simple to use and easy to kee...

5
No fuss or subterfuge; simple to use and easy to keep track of spending. App is convenient and prompts for repayments when necessary. Useful for the month's when everything us a little tight. Happy to recommend. Reviewed on: 13th April 2026

Account online easy to use.

5
Account online easy to use. Able to spread cost over several months or longer often with zero interest. Makes it easy to manage account. Reviewed on: 13th April 2026

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