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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,187 reviews, last reviewed 21st Jun 2026
4291750% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good way to get managed spending works well for me to spread costs a little with while avoiding interest Reviewed on: 21st June 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144187)

Very cool app,I'm using it more than 7 or 8...

5
Very cool app,I'm using it more than 7 or 8 years Reviewed on: 27th May 2026
Iurie Serbu's avatar
Iurie Serbu

Easy set up and use

5
Easy to use and offers great repayment plans for when times are tight. I always use PayPal as I find them very secure with my purchases. They are always on the case if any issues with a purchase If a company dont offer PayPal as a way of paying I wont purchase from them Reviewed on: 27th May 2026
Sam F's avatar
Sam F

PP always sort it out

5
I had a mystery payment and they looked in to it and explained what it was and put my mind at rest. Reviewed on: 27th May 2026
Helen T's avatar
Helen T

Great way to be flexible with payment options.

5
Great way to be flexible with payment options. Reviewed on: 27th May 2026
Paul L's avatar
Paul L

You just have a faultless system

5
You just have a faultless system Reviewed on: 27th May 2026
Brent Adcock's avatar
Brent Adcock

Good payment processor.

5
Full range of services. Discounts and debit and credit card offers. The only downside to me is they charge fees abroad on credit and debit card purchases. Reviewed on: 27th May 2026
Ricardo Castro's avatar
Ricardo Castro

Very simple to use, instinctive. simple steps.

5
Very simple to use, instinctive. very clear instruction. good communication. Reviewed on: 27th May 2026
Jeremy C's avatar
Jeremy C

Very easy to use and quick to update.

5
Very easy to use and quick to update. I like having the flexibility of using more rigid payment options or paying back more frequently without additional charges. Reviewed on: 27th May 2026
Amanda's avatar
Amanda

Loyal customer

5
I have been a PayPal credit user for years and I love the convenience and the support they provide. Reviewed on: 27th May 2026
Viktor Ilarionov's avatar
Viktor Ilarionov

Good app, excellent and straight forward

5
Good app, excellent and straight forward Reviewed on: 27th May 2026
Katie Field's avatar
Katie Field

Review PayPal: PayPal Credit now

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