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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Since have been with PayPal my experience is good wi...

5
Since have been with PayPal my experience is good with the customer service and also with the help of solving my problem. They are very helpful and good. so for me I appreciate them and I will introduce them over and over again. Reviewed on: 6th July 2026

They are very easy to access, very helpful with the...

5
They are very easy to access, very helpful with the financial support and one of the best services I have ever experienced. Reviewed on: 6th July 2026

A very fast and secure way to buying

5
I make almost all of my online purchases with PayPal for financial security. Reviewed on: 6th July 2026

No. 1 best service provider.

5
Quick, prompt service, with well experienced customer service. Reviewed on: 6th July 2026

Great service

5
Very good service and easy to use would highly recommend. Reviewed on: 6th July 2026

A secure way to pay for goods and services.

5
A secure way to pay for goods and services. Lots of support if any problems arise. Reviewed on: 6th July 2026

Alway relying on PayPal to be there

5
Always very reliable , and useful to know your account is secure. Reviewed on: 6th July 2026

Used PayPal credit for a few years now after using t...

5
Used PayPal credit for a few years now after using their pay in 3 to build up good credit and not can use PayPal credit as a regular credit card. Very easy to use the app/ website never had an issue. Reviewed on: 6th July 2026

Good customer easy to use it Happy with everything

4
Good customer easy to use it Happy with everything Reviewed on: 6th July 2026

Papal for me has been absolutely perfect,lots of pay...

5
Papal for me has been absolutely perfect,lots of payment methods that cater for my budget and a real safe way to purchase on line.Any problems I have from merchants have always been corrected quickly through customer service so very happy with the whole set up. Reviewed on: 6th July 2026

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