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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Easy to use

5
Easy to use, straightforward to check on pay in 3 plans, would always choose this option over alternatives where available. Reviewed on: 6th July 2026

Outstanding service

5
Outstanding service and great communications Reviewed on: 6th July 2026

Very simple

5
Use it a lot, very simple process to use when buying goods. I would recommend to family and friends who don’t already have an account, or I suppose even those who do. Reviewed on: 6th July 2026

My go to, for payment

5
Flawless transactions, reliable and dependable in my experience. Good feedback and support Reviewed on: 6th July 2026

100% trustworthy

5
100% trustworthy, so far I haven’t get any problems Reviewed on: 6th July 2026

I always use PayPal for a majority of my online purc...

5
I always use PayPal for a majority of my online purchases as I know they have and I have been using them for a long time Reviewed on: 6th July 2026

Good job from paypal.

4
Good job from paypal.. Secure payment platform. Reviewed on: 6th July 2026

Easy to use and good value with 0% for 4...

5
Easy to use and good value with 0% for 4 months Reviewed on: 6th July 2026

PayPal provide an excellent method of paying on-line.

5
PayPal provide an excellent method of paying on-line. I feel safe using it as they are really helpful when things go wrong. Reviewed on: 6th July 2026

Easy and straightforward

5
Easy and straightforward and been using PayPal for over 20 years with no issues. Reviewed on: 6th July 2026

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