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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,097 reviews, last reviewed 21st Jun 2026
4287650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 Month No Interest Been using for a while and the 4 month no interest on purchases above £90 is great. Reviewed on: 21st June 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144097)

Satisfied customer for more than 25 years.

5
Been a customer for more than 25 years. The service is even better than the payments system operated by the major banks. The top of my priorities is the security offered by PayPal. The customer service is second to none and PayPal resolves issues quickly and efficiently. Reviewed on: 27th May 2026
Alan 's avatar
Alan

PayPal no fuss

5
I find PayPal reliable and easy to access Reviewed on: 27th May 2026
ROH's avatar
ROH

Never let me down.

5
Never let me down. I use PayPal credit every year to book my summer holiday and pay it back over the 12 months with little interest. Very reliable and most websites use it Reviewed on: 27th May 2026
Gemma 's avatar
Gemma

The best payment app the best app

5
The best payment app excellent excellent company great people keep it up Reviewed on: 27th May 2026
Albert W's avatar
Albert W

PayPal improving with time.

5
Been using PayPal for years. Very reliable and accepted everywhere. Love the installment offers, Love to see less APR. Reviewed on: 27th May 2026
K Lim's avatar
K Lim

Its all works pretty seamlessly really, no complaints!

5
Its all works pretty seamlessly really, no complaints! Reviewed on: 27th May 2026
c c's avatar
c c

flawless reliable almost fee free if you do not miss...

5
flawless reliable almost fee free if you do not miss your 2nd attempt to pay Reviewed on: 27th May 2026
Anonymous's avatar
Anonymous

Straightforward to use

4
Very accessible. Easy repayment. Approval was straightforward Reviewed on: 27th May 2026
Glow's avatar
Glow

Received well with PayPal and good customer service

4
Received well with PayPal and good customer service Reviewed on: 27th May 2026
CC's avatar
CC

Chris's review

5
Any of my queries or experiences have been great I've never had a problem Reviewed on: 27th May 2026
Christina M's avatar
Christina M

Review PayPal: PayPal Credit now

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