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PayPal: PayPal Credit reviews

4.91
Based on 90,737 reviews, last reviewed 30th Apr 2026
1843800% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is the service that helps me in difficult situa... This is the service that helps me in difficult situations and I can repay small amounts. Reviewed on: 30th April 2026
Silvia D's avatar
Silvia D

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (90737)

I am very grateful and thank ful

4
I am very grateful and thank ful Reviewed on: 13th April 2026

Great help

5
Pay pal helped me when I was in need of urgent money. Reviewed on: 13th April 2026

Very easy to use and manage my payments through the...

5
Very easy to use and manage my payments through the app,Explained terms easy to understand Reviewed on: 13th April 2026

Excellent customer service that deals with queries/d...

5
Excellent customer service that deals with queries/disputes seamlessly. Great service!!!! Perfect for on line shopping Reviewed on: 13th April 2026

No issues at all, would definitely recommend to anyone.

5
No issues at all, would definitely recommend to anyone. So easy to pay off too. Which is always a bonus Reviewed on: 13th April 2026

Experience of excellence services

5
I have experienced nothing but excellent services with PayPal credit all along. Reviewed on: 13th April 2026

PayPal Credit - better than standard credit!

5
PayPal Credit provides great ways to pay which are genuinely really handy. Like pay in 3 & promotions with select retailers that offer 12 months interest free payment options. this has worked well for me. with hassle free set up & check out. Reviewed on: 13th April 2026

In one word Excellent!

5
In one word Excellent!! absolutely outstanding!! Reviewed on: 13th April 2026

Great company

5
Great company. Pay in 3 best ever idea, help me spread the cost of more expensive items, to get them ealier but pay later:) Reviewed on: 13th April 2026

Convenient credit excellent app safe transaction

5
Convenient credit excellent app safe transaction Reviewed on: 13th April 2026

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